Business Details
Your Trusted Mortgage Broker in Southend-on-Sea
We are an independent mortgage brokerage and financial advisory firm established to provide tailored solutions for homeowners, property investors, and businesses. Our team of FCA-regulated professionals specialises in residential and commercial mortgages, insurance products, and specialist finance solutions. With a focus on personal service, we combine market expertise with a deep understanding of individual client needs to source competitive financial products.Our independence ensures unbiased advice, while our regulatory compliance guarantees adherence to the highest industry standards. We serve clients across Southend-on-Sea and the wider Essex region, offering both face-to-face and remote consultations.
Services
Mortgage Advice
Insurance Solutions
Development Finance
Commercial Loans
Bridging Finance
Portfolio Finance
Highlights and features
- We are FCA-authorised independent financial advisers with market-wide access
- Our team includes specialist mortgage brokers with property finance expertise
- We offer bespoke solutions for complex cases including bad credit mortgages
- We provide free initial consultations with no-obligation expert advice
- We maintain direct relationships with multiple lenders across the UK market
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage advice
Transparent process
Successful placements
Professional team
Tailored solutions
Services
Mortgage Advice
We provide comprehensive mortgage advisory services for first-time buyers, home movers, and property investors. Our FCA-regulated brokers assess individual circumstances to recommend suitable residential and buy-to-let mortgages. We offer access to both mainstream and specialist lenders across the UK market.
Insurance Solutions
Our insurance advisory service covers life protection, critical illness cover, income protection, and private medical insurance. We help clients select appropriate policies that align with their personal circumstances and financial commitments while avoiding unnecessary coverage.
Development Finance
We arrange development finance for residential and commercial property projects. Our specialists work with developers to secure funding for new builds, conversions, and large-scale property developments across various stages of completion.
Commercial Loans
We source commercial finance solutions for businesses requiring property-backed loans, cash flow support, or expansion funding. Our services include bridging loans, portfolio finance, and specialist lending for limited company directors and self-employed professionals.
Bridging Finance
We provide bridging loan solutions for clients needing temporary financing during property transactions. Our brokers connect clients with lenders offering both regulated and unregulated bridging finance options for residential and commercial purposes.
People
Jamie Lewis
Founder
Jamie established Affinity Mortgages with a vision to provide transparent, client-focused financial advice. With over 15 years' experience in mortgage broking, he specialises in complex cases and property finance solutions.
Rebecca Lewis
Group Director
Rebecca oversees strategic operations and client services at Affinity Mortgages. Her expertise in mortgage compliance and team leadership ensures consistent delivery of high-quality financial advice across all client interactions.
Rick Marshall
Group Director
Rick leads our specialist finance division, focusing on commercial lending and property development finance. With extensive industry experience, he builds relationships with lenders to secure competitive rates for complex financing requirements.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Affinity Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 598756).
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let mortgages, commercial finance, development finance, and specialist mortgages for self-employed individuals.
Do you charge fees for mortgage advice?
We offer free initial consultations. Our fees for arranged mortgages are disclosed upfront and may vary depending on the complexity of the case.
Can you help with bad credit mortgages?
Yes, we work with specialist lenders who offer mortgage products for clients with adverse credit histories, including CCJs and missed payments.
What insurance products do you offer?
We provide life insurance, critical illness cover, income protection, private medical insurance, and business protection policies tailored to client needs.
Do you offer online mortgage applications?
While we use digital tools to streamline processes, we prioritise personal consultations to ensure proper understanding of client circumstances before submitting applications.
