Business Details
35 Years
experience
Trusted Mortgage Brokers in Royston
Established in 1991, we are the most experienced mortgage brokers in the Royston area, serving clients across Hertfordshire, Cambridgeshire, and the UK. Our team of seasoned advisers combines over 34 years of industry expertise with a whole-of-market approach to deliver tailored mortgage and protection solutions. We prioritise client needs through face-to-face consultations, exclusive mortgage rates, and transparent processes from initial advice to completion.Our independence ensures unbiased recommendations, and our commitment to fee-free advice is underpinned by commission-based earnings from lenders. With a reputation built on trust, diligence, and client satisfaction, we have become the region's leading choice for mortgage expertise.
Services
Mortgages
Re-mortgages
Buy to Let
Equity Release
New Builds
Shared Ownership
Further Advance
Secured Loans
Help to Buy
Protection Policies
Details
- Year established: 1991
Highlights and features
- We have over 34 years of experience in mortgage brokering since 1991
- We offer a whole-of-market approach with exclusive mortgage rates
- Our team provides face-to-face appointments in Royston
- We guarantee fee-free mortgage advice with no hidden charges
- Our FCA-regulated services ensure compliance and client protection
Services
Mortgage Brokering
We provide comprehensive mortgage brokering services with access to the entire intermediary market. Our whole-of-market approach ensures clients receive tailored solutions from over 90 lenders, including exclusive rates unavailable through high street banks. With FCA regulation and 34 years of experience since 1991, we specialise in first-time purchases, buy-to-let, and complex cases across Hertfordshire and Cambridgeshire.
Equity Release
Our equity release specialists help clients access tax-free cash from their property while retaining ownership. We offer FCA-regulated lifetime mortgages with fees ranging from 700 to 1,495, providing financial solutions for retirement planning. Our advisers ensure clients understand the implications through personalised illustrations and transparent advice.
Protection Policies
We offer tailored protection policies including life insurance, critical illness cover, and income protection. Our FCA-regulated advice ensures clients safeguard their families against financial hardship from illness, accidents, or death. We specialise in matching policies to individual circumstances, including family income benefit and children's critical illness coverage.
Re-mortgaging
Our re-mortgaging service helps clients secure better rates or release equity from existing properties. We assess eligibility for new deals, handle lender negotiations, and ensure seamless transitions while maintaining compliance with FCA regulations. Clients benefit from our market access and fee-free advice.
Buy-to-Let
We specialise in buy-to-let mortgages for property investors, offering competitive rates and portfolio management solutions. Our FCA-regulated advice covers tax implications, lender selection, and portfolio structuring. With access to specialist lenders, we cater to both novice and experienced landlords across the UK.
People
Trevor Peer
Mortgage and Protection Adviser
Founder of Mortgage Quest since 1990, Trevor has built extensive industry relationships through 30 years in Royston. His expertise spans mortgage and protection advisory services, focusing on client-centric solutions.
Helen Kellow
Mortgage and Protection Adviser
A CeMAP and CeFA qualified adviser since 2017, Helen brings HSBC corporate services experience. She specialises in Royston-area mortgages and protection, combining financial expertise with client-focused advice.
Kayleigh Debnam
Mortgage and Buildings & Contents Adviser
Joining in 2020, Kayleigh leverages HSBC mortgage management experience. She focuses on mortgage solutions and home insurance, ensuring comprehensive protection for clients' property investments.
Andrew Russell
Protection Adviser
With extensive sales and customer service management background, Andrew specialises in protection policies since 2021. He helps clients secure life and critical illness coverage tailored to their needs.
Emily King
Mortgage and Protection Adviser
A CeMAP-qualified adviser since 2022, Emily combines local mortgage industry experience with marketing expertise. She provides tailored mortgage and protection solutions for Royston clients.
Questions
Do you charge fees for mortgage advice?
No, we provide fee-free mortgage advice. Our income comes from lender commissions upon successful mortgage completions.
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the FCA.
What areas do you cover?
We operate from Royston, Hertfordshire, serving Hertfordshire, Cambridgeshire, and providing UK-wide mortgage and protection advice.
What mortgage types do you offer?
We provide fixed-rate, variable-rate, tracker, offset, and specialist mortgages including buy-to-let, equity release, and shared ownership.
How do you find the best mortgage deals?
With access to over 90 lenders and exclusive rates, we compare options to find tailored solutions matching your financial circumstances and goals.
What protection policies do you offer?
We provide life insurance, critical illness cover, income protection, family income benefit, and children's critical illness policies through major UK providers.
