Business Details
Trusted Mortgage Brokers in Cheshire
Solution Mortgages is an independent mortgage and loan brokerage established over two decades ago, specialising in tailored financial solutions for UK residents, business owners, and property investors. Our expertise spans mainstream and complex cases, including adverse credit, self-employment, and non-standard construction properties. We collaborate with a curated panel of specialist lenders to secure competitive rates for mortgages, remortgages, and secured loans.Our team prioritises transparency, offering fee-free valuations and processing until application completion, while maintaining regulatory compliance under the Financial Conduct Authority. With a proven track record in resolving challenging financial scenarios, we deliver personalised advice and expedited decision-making, ensuring clients achieve their property goals efficiently and responsibly.
Services
Mortgages
Remortgages
Homeowner Loans
Adverse Credit Mortgages
Buy-to-Let Mortgages
Commercial Property Loans
Equity Release
Bridging Loans
Right to Buy Mortgages
Secured Loans
Highlights and features
- We have over 20 years of experience in UK mortgage brokering.
- Our panel includes specialist lenders for complex financial cases.
- No valuation or processing fees until application completion.
- We offer market-leading rates for good and adverse credit scenarios.
- Our team provides personalised advice for non-standard properties.
Associations and certifications
- Financial Conduct Authority
What people say
Professional, patient, courteous
Speedy and efficient
Fantastic service
Highly recommend
Excellent communication
Services
Mortgages
We provide residential mortgages for first-time buyers, property investors, and those seeking to purchase new homes. Our services cater to clients with good credit ratings and complex financial histories, including self-employment and non-standard properties. With access to a wide panel of lenders, we secure competitive rates tailored to individual circumstances.
Remortgages
Our remortgaging solutions help clients unlock equity for debt consolidation, home improvements, or major purchases. We specialise in adverse credit cases, including CCJs and arrears, while offering market-leading rates for straightforward applications. The process typically completes within 4-6 weeks with transparent fee structures.
Homeowner Loans
We arrange secured homeowner loans from 5,000 to 500,000 over terms of 5-25 years. These loans suit clients seeking lower interest rates than unsecured alternatives, with flexible use for consolidating debts, funding projects, or purchasing vehicles. Approval considers both standard and complex credit profiles.
Adverse Credit Mortgages
Our adverse credit mortgage service assists clients with CCJs, defaults, or bankruptcy histories. We work with specialist lenders to find solutions for property purchases, remortgaging, or equity release. Applications benefit from our expertise in presenting positive financial narratives to secure approvals.
Buy-to-Let Mortgages
We offer buy-to-let mortgages for property investors seeking rental income opportunities. Our products accommodate standard and complex cases, including non-resident landlords and those with adverse credit histories. Competitive rates and tailored advice ensure optimal returns on property investments.
Questions
Can I get a mortgage with a poor credit rating?
Yes, we specialise in adverse credit mortgages for clients with CCJs, defaults, or bankruptcy histories.
What fees are involved in your mortgage services?
We charge a £1,695 arrangement fee payable on completion, with no upfront valuation or processing fees.
How long does the mortgage application process take?
Standard applications complete within 4-6 weeks, with expedited decisions in principle available immediately.
Do you offer remortgage options for debt consolidation?
Yes, we arrange remortgages to consolidate debts at competitive rates, with terms from 5-35 years.
Can self-employed individuals qualify for mortgages?
Yes, we offer products requiring just one year's accounts for self-employed applicants.
Are there mortgages available for non-standard construction properties?
Yes, we have specialist lenders who accept applications for non-standard construction properties.
