Business Details
8 Years
experience
Your Trusted Mortgage Advisers in Sudbury
Trust Financial Solutions is a small UK-based mortgage advisory firm established to provide personalized financial guidance with integrity and expertise. Since our founding, we have prioritized jargon-free communication and tailored solutions for homeowners, first-time buyers, and property investors across Suffolk and Essex. Our team of CeMap-qualified advisers combines decades of industry experience with a commitment to understanding individual client circumstances, offering access to a comprehensive panel of lenders and insurance providers. We specialise in mortgage sourcing, remortgaging strategies, and protection insurance while maintaining transparent fee structures including broker fees between 399-999.Recognised for our client-centric approach, we operate as an Appointed Representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority. Our proven track record demonstrates consistent delivery of stress-free mortgage solutions, with particular expertise in buy-to-let financing, self-build mortgages, and complex financial settlements. We maintain active client relationships through regular market updates and proactive remortgage opportunities, supported by documented processes for handling sensitive financial data in compliance with GDPR regulations.
Services
Mortgage Advice
Insurance Solutions
Remortgaging
Buy-to-Let Mortgages
Self-Build Mortgages
Mortgage Capacity Reports
First Time Buyer Support
Debt Consolidation
Let-to-Buy Solutions
Details
- Year established: 2018
Highlights and features
- We provide tailored mortgage solutions matched to individual financial circumstances
- Our CeMap-qualified advisers offer expert guidance on buy-to-let and residential mortgages
- Transparent fee structure with documented broker charges between 399-999
- Local expertise serving Sudbury, Colchester and surrounding areas in Suffolk and Essex
- Proven track record helping first-time buyers and experienced property investors
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Excellent service
Highly recommend
Prompt responses
Stress-free process
Expert guidance
Services
Mortgage Advice
Our mortgage advisory service provides comprehensive guidance for residential and investment properties. We specialise in matching clients with suitable mortgage products from our panel of lenders while explaining all options clearly. Our advisers help with initial affordability assessments, application processes, and completion procedures. Clients benefit from our local market knowledge across Suffolk and Essex when securing competitive rates.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgage solutions for property investors. Our service includes assessing portfolio viability, sourcing competitive rates, and navigating tax implications. We help clients understand rental coverage requirements and equity release opportunities. Our experience with investment mortgages ensures clients receive tailored advice for both single property purchases and portfolio expansions.
Mortgage Capacity Reports
These reports evaluate borrowing potential for individuals undergoing divorce settlements. We analyse income, assets, and childcare costs to determine mortgage affordability. Our documented assessments help legal professionals make informed financial decisions. Clients receive detailed reports explaining their borrowing capabilities under various lending scenarios.
Remortgaging
Our remortgaging service helps clients secure better rates and release equity from existing properties. We assess current mortgage terms, compare market options, and manage the transition process. Homeowners benefit from our expertise in timing remortgage applications to avoid standard variable rates while considering associated fees and penalties.
Insurance Solutions
We provide life and income protection insurance advice to safeguard financial commitments. Our service covers term assurance, critical illness cover, and income protection policies. We help clients understand different policy types and select appropriate coverage amounts to protect families and business interests against unforeseen circumstances.
People
Anthea Osborne
Director and Founder
With mortgage industry experience since 2004, Anthea established Trust Financial Solutions to provide personalised advisory services. She specialises in complex mortgage cases and financial settlements, combining regulatory expertise with local market knowledge. Anthea manages client relationships and oversees all advisory services from the Sudbury office.
Zoe Gillgrass
Mortgage Adviser
Qualified CeMap adviser since 2023, Zoe specialises in first-time buyer mortgages and insurance products. Her background in customer service and financial planning helps clients navigate the mortgage process. Zoe manages client communications and provides ongoing support throughout the transaction lifecycle.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let loans, remortgaging, self-build mortgages, and first-time buyer schemes across Suffolk and Essex.
How do you charge for mortgage advice?
Our broker fees range between £399-£999 depending on research and administrative requirements, disclosed upfront before service commencement.
Can you help with mortgage capacity assessments?
Yes, we provide detailed mortgage capacity reports starting from £399, including joint assessments and multiple scenario analyses for divorce settlements.
Are your mortgage advisers qualified?
All our advisers hold CeMap qualifications and operate under FCA regulation as part of the PRIMIS Mortgage Network.
Do you offer insurance services?
Yes, we provide life insurance, income protection, and critical illness cover solutions tailored to clients' financial commitments.
What areas do you cover?
We primarily serve Sudbury, Colchester, and surrounding areas in Suffolk and Essex with nationwide mortgage advisory capabilities.
