Business Details
12 Years
experience
Independent Mortgage Advisers in Ipswich
Mortgage Now UK is a family-owned mortgage brokerage established in 2014, operating independently without ties to any banks or building societies. Our team brings over three decades of combined experience in mortgage and financial advice, prioritising client needs through a professional and transparent approach. As direct authorises of the Financial Conduct Authority (registration number 305029), we offer access to hundreds of mortgage schemes via a daily updated sourcing system. We specialise in residential and buy-to-let mortgages, remortgaging, adverse credit solutions, and mortgage protection products.Our services cater to first-time buyers, property investors, and those seeking to consolidate debts or fund life events. We provide flexible appointment options, including daytime or evening meetings at our Hadleigh office or clients' homes. Our independence ensures unbiased advice tailored to individual circumstances, supported by a commitment to staying current with market developments. We assist clients across East Anglia, including Ipswich, Felixstowe, Newmarket, and Sudbury, addressing diverse mortgage requirements with expertise and integrity.
Services
Mortgage Advice
Remortgaging
Buy-to-Let Mortgages
Adverse Credit Solutions
Mortgage Protection
Details
- Year established: 2014
Highlights and features
- We offer over 30 years of combined experience in mortgage and financial advice.
- Our independence ensures unbiased recommendations with no ties to lenders.
- We provide tailored solutions for residential, buy-to-let, and adverse credit mortgages.
- We have access to hundreds of mortgage schemes through daily updated sourcing.
- Our FCA authorisation (registration number 305029) guarantees regulatory compliance.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide tailored mortgage advice for first-time buyers, home movers, and property investors. Our independent brokers assess your financial situation to recommend competitive mortgage products aligned with your goals. With access to hundreds of schemes, we simplify the application process while ensuring compliance with FCA regulations.
Remortgaging
Our remortgaging service helps clients reduce monthly payments, release equity, or consolidate debts. We evaluate your current mortgage terms and identify better deals, including fixed, tracker, or flexible rate options. We handle the transition to your new lender seamlessly.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgages for property investors. Our advice covers rental income assessments, loan-to-value ratios, and tax-efficient structures. We work with specialist lenders to secure competitive rates for both novice and experienced landlords.
Adverse Credit Solutions
We assist clients with CCJs, defaults, or bankruptcy histories to find mortgage options. Our expertise includes sub-prime lending and strategies to rebuild creditworthiness. We provide honest assessments of eligibility and guide clients toward suitable lenders.
Mortgage Protection
We offer mortgage protection products, including life insurance and critical illness cover. These policies safeguard your mortgage payments in case of unforeseen circumstances. We compare providers to find coverage matching your financial commitments and family needs.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let loans, remortgaging, adverse credit solutions, and mortgage protection products like life insurance.
Are you independent mortgage advisers?
Yes, we are independent brokers with no ties to banks or lenders, ensuring unbiased advice tailored to your needs.
Do you serve areas outside Ipswich?
We operate across East Anglia, including Felixstowe, Newmarket, Sudbury, and surrounding Suffolk regions.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit solutions, including CCJs, defaults, and bankruptcy histories, working with specialist lenders.
