Business Details
32 Years
experience
Expert Financial Advice in Barnstaple
Eclipse Financial Solutions has been providing trusted financial advice to clients for over 30 years. Based in Barnstaple, we specialise in Mortgages, Protection, Lifetime Mortgages, Retirement Planning, and Savings & Investments. Our team of experienced advisors offers independent, unbiased recommendations tailored to individual client needs. With access to the whole market, we cut through financial jargon to deliver solutions that make money work effectively for clients. We prioritise long-term relationships built on transparency, professionalism, and a commitment to helping clients achieve financial prosperity. 
Services
Mortgages
Protection
Lifetime Mortgages
Retirement Planning
Savings & Investments
Pensions
Equity Release
Details
- Year established: 1994
Highlights and features
- We have over 30 years of experience in independent financial advice
- We offer whole market access for unbiased recommendations
- Our team holds professional qualifications including DipPFS and CeMap
- We provide tailored solutions for Devon residents and nationwide clients
- We maintain FCA regulation for professional accountability
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide independent mortgage advice covering purchase, remortgage, buy-to-let, and shared ownership options. Our FCA-regulated advisors help clients navigate loan-to-value ratios, repayment methods, and interest rate negotiations. With access to the whole market, we identify mortgage solutions aligned with individual financial circumstances and long-term goals.
Lifetime Mortgages
Specialist advice on lifetime mortgages allowing homeowners to release equity while retaining property ownership. We explain loan terms secured against your home, repayment conditions, and implications for inheritance. Our guidance helps clients assess suitability against alternative financial solutions for retirement planning.
Retirement Planning
Comprehensive retirement planning services covering occupational schemes, auto-enrolment, and personal pension options. We assess pre-retirement savings strategies and post-retirement income solutions. Our advice considers tax implications and lifetime allowance limits to optimise clients' financial security during retirement.
Investment Management
Guidance on investment vehicles including ISAs, funds, and tax-efficient portfolios. We evaluate risk tolerance levels and market opportunities to develop diversified investment strategies. Our services cover both short-term savings goals and long-term wealth accumulation plans with regular portfolio reviews.
Protection Services
Expert advice on life assurance, critical illness cover, and income protection policies. We assess family protection needs through decreasing term assurance and other risk mitigation products. Our recommendations consider both personal circumstances and business-related protection requirements for key person and shareholder coverage.
People
Robert Vogler
Director
Qualified with DipPFS and CeMap certifications, Rob has provided financial advice since 1998. He specialises in mortgage and investment markets while leading regulatory compliance for the firm.
Martin Evans
Director
With MAQ qualification and decades of experience, Martin advises on mortgages, pensions, and investment strategies. He focuses on long-term financial planning solutions for individuals and businesses.
Helen Palmer
Mortgage Adviser
Qualified UK Financial Services Regulation and Ethics professional, Helen provides mortgage and protection advice while managing office operations since joining in 2019.
Questions
What areas do you cover?
While based in Barnstaple, Devon, we provide financial advice to clients across North Devon and throughout the UK.
Are you regulated by the FCA?
Yes, Eclipse Financial Solutions (SW) Ltd is authorised and regulated by the Financial Conduct Authority (FCA No. 737344).
What mortgage types do you advise on?
We cover all mortgage types including purchase, remortgage, buy-to-let, shared ownership, and lifetime mortgages.
How are your investment services structured?
We offer tailored investment solutions considering risk profiles, with options ranging from ISAs to diversified portfolios.
What protection products do you offer?
Our protection services include life assurance, critical illness cover, income protection, and business-related insurance solutions.
How can I make a complaint?
We have formal procedures for handling complaints promptly. Unresolved issues may be referred to the Financial Ombudsman Service.
