Business Details
27 Years
experience
Your Trusted Mortgage Broker in Exmouth
Established over 26 years ago, Mortgage Help has built a reputation as a trusted independent mortgage brokerage serving clients across the United Kingdom. Our expertise lies in providing impartial advice and matching clients with mortgage products tailored to their individual circumstances. With a team boasting decades of combined experience in financial services, including specialized knowledge in first-time buyer schemes, buy-to-let investments, and commercial funding, we maintain authorisation from the Financial Conduct Authority (FCA 470590).Our client-centric approach prioritises speed, efficiency, and transparent communication, ensuring clients receive cost-effective mortgage solutions while maintaining compliance with UK regulatory standards. We serve diverse client groups including business owners, home movers, and first-time buyers, offering nationwide support through minimal time commitments and accessible consultations.
Services
Mortgage Advice
First-Time Buyers
Buy To Let
Remortgages
Home Movers
Commercial Funding
Details
- Year established: 1999
Highlights and features
- We offer 26 years of specialist mortgage advisory experience
- Our FCA regulation ensures compliance with financial standards
- We provide nationwide access to 1000+ mortgage products
- Our team includes experts in complex commercial funding cases
- We guarantee transparent, no-obligation mortgage consultations
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our expert mortgage advisors provide impartial guidance on selecting appropriate mortgage products. We assess individual financial circumstances and market options to recommend cost-effective solutions. Our FCA-regulated service ensures compliance with financial standards while prioritising client needs.
First-Time Buyers
Specialised support for first-time property purchasers navigating the mortgage process. We explain help-to-buy schemes, deposit requirements, and eligibility criteria while securing competitive rates. Our advisors simplify complex mortgage terminology for new buyers.
Buy To Let
Tailored mortgage solutions for property investors seeking buy-to-let financing. We access specialist landlord products, assess rental income viability, and structure mortgages for portfolio growth. Our expertise includes tax-efficient mortgage structures for property investors.
Commercial Funding
Complex commercial mortgage arrangements for business premises and investment properties. We arrange funding for boutique shops, restaurants, and professional practices, working with specialist lenders to secure competitive commercial mortgage terms.
Remortgages
Expert remortgaging advice to secure better rates or release equity. We analyse existing mortgage terms, assess eligibility for new products, and manage the transition process to ensure minimal disruption for homeowners.
People
Stuart
Co-Director and Advisor
With 8 years at Mortgage Help and prior experience as mortgage technical manager, Stuart specialises in first-time buyers and buy-to-let mortgages. He previously worked with major independent broker Charcols.
Jeff
Director and Founder
Founder with 30+ years in financial services, Jeff specialises in complex commercial funding cases. He has arranged financing for diverse commercial properties including luxury apartments and barristers' chambers.
Tracy
Operations Manager
With 16 years at the company, Tracy manages office operations and client communications. Her background includes mortgage advisory roles and running her own business, ensuring efficient service delivery.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are FCA-authorised (registration number 470590) and adhere to strict regulatory standards.
Do you offer mortgage advice outside Devon?
Yes, while based in Exmouth, we provide mortgage services nationwide across the UK.
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let investments, remortgages, and commercial funding solutions.
How long does the mortgage process take?
Our streamlined process typically provides initial recommendations within one consultation and completes within standard industry timelines.
Can self-employed individuals get mortgage help?
Yes, we have specialist expertise in arranging mortgages for business owners and self-employed professionals.
What happens if I'm unhappy with your service?
We have a formal complaints procedure and you may refer unresolved issues to the Financial Ombudsman Service.