Business Details
Trusted Mortgage Advisors in Bristol & Taunton
Open Vision Finance is an independent mortgage and protection advisory firm serving clients across the South West of England. Our independence allows us to offer whole-of-market rates and advice, including exclusive deals not available through high-street banks. We prioritise customer needs, treating every case as if it were our own, and provide regular updates alongside a network of trusted contacts. Our business combines modern technology with traditional values to build long-term, trust-based partnerships. We specialise in mortgages, remortgaging, protection insurance, and home-moving services, supporting clients from initial consultation through to completion.With a focus on transparency and client education, we aim to simplify complex financial processes. Our team's extensive experience ensures tailored solutions for first-time buyers, movers, landlords, and businesses. We maintain strong relationships with leading credit profile organisations and lenders to support clients with diverse financial backgrounds. Our service extends beyond standard advice, including fee guidance, solicitor recommendations, and post-completion support. Recognised for our exceptional client care, we operate from Taunton with flexible desk rental options for professionals.
Services
Mortgages
Remortgage
Life Cover
Income Protection
Landlords Insurance
Home Surveys
Solicitor Referrals
Credit Profile Advice
Desk Rental
Business Protection
Highlights and features
- We offer independent whole-of-market mortgage advice
- Our team has 20+ years' experience in mortgage advisory
- We combine technology with traditional business values
- We provide regular case updates and progress tracking
- We maintain partnerships with leading credit profile organisations
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Highly recommend
Friendly and efficient
Stress-free process
Professional expertise
Services
Mortgages
We provide comprehensive mortgage advice for first-time buyers, home movers, and landlords. Our independent status grants access to exclusive deals across the entire market. Our experts guide clients through every stage from initial application to completion.
Remortgage
Our remortgaging service helps clients secure better rates and reduce monthly payments. We analyse existing mortgage terms and market options to optimise financial outcomes while minimising disruption during rate transitions.
Life Cover
We offer tailored life insurance solutions that provide financial security for dependants. Our policies ensure mortgage protection and family support in the event of unexpected circumstances, with competitive rates across providers.
Income Protection
Our income protection policies safeguard against financial hardship from illness or injury. We help clients select appropriate coverage levels and terms to maintain financial stability during periods of incapacity.
Landlords Insurance
We provide comprehensive insurance solutions for buy-to-let properties. Our policies protect against property damage, rental income loss, and liability risks, specifically designed for landlords' unique requirements.
People
Justin Phillips
Director
With over 20 years' experience in mortgage advisory, Justin leads our team with a commitment to client-first principles. He specialises in complex mortgage cases and business development.
Kelly
Senior Advisor
Kelly manages mortgage applications with expertise in first-time buyer schemes and remortgaging. She has received multiple client commendations for her responsive and thorough approach.
Becca
Mortgage Consultant
Becca specialises in buy-to-let mortgages and landlord insurance. Her detailed knowledge of property investment financing helps clients maximise returns while managing risks.
Questions
What mortgage types do you offer?
We provide all mortgage types including first-time buyer, remortgage, buy-to-let, shared ownership, and commercial mortgages across the entire market.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA number 585638) for mortgage and insurance advice.
Do you charge fees for mortgage advice?
We charge up to 1% fee for mortgage advice, with many lenders offering fee-free options. We always disclose costs upfront before starting any work.
Can you help with poor credit history?
Yes, we work with specialist lenders and credit profile organisations to help clients with adverse credit histories secure mortgage approvals.
What areas do you cover?
We operate from Taunton covering Bristol, the South West, and accept clients nationwide including South East and North England.
Do you offer desk rental facilities?
Yes, we have modern coworking spaces in Taunton with daily and monthly desk rental options including amenities and parking.
