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Bespoke Mortgage and Insurance Advice

We’re more than just advisers; we’re trusted partners in your financial journey. Our

award-winning team combines years of experience with strong relationships across the

mortgage and insurance industries. This enables us to deliver expert solutions, regardless of

the complexity of your circumstances. From high street lenders to specialist providers, we

use our knowledge and connections to help you achieve your goals confidently and

efficiently.

Communication is at the heart of what we do. We work around your schedule and keep you

informed every step of the way, ensuring the process is smooth, transparent, and

stress-free. Whether it’s arranging a mortgage, finding the right insurance policy, or exploring

later-life lending options, we ensure you always feel supported and in control. Our

commitment to clarity and customer care is what sets us apart from others in the industry.

At our core, we believe that great advice is built on trust, understanding, and

professionalism. That’s why so many of our clients return to us time and time again,

recommending our services to friends and family. We’re proud of the reputation we’ve built

and the results we deliver. At Kerr & Watson, we’re here to help you make informed financial

decisions that provide security, stability, and peace of mind today and for the future.

Served areas
  • Residential Mortgages, Buy To Let Mortgages, Bridging and Commercial, Insurance, Later Life Lending, Commercial Mortgages, Bridging Loans, Asset Backed Lending, Development Finance, Life Insurance, Income Protection, Critical Illness Cover, HMO Mortgages, First Time Buyer Mortgages
Business details
  • Year established: 2023
  • Employees: 7
  • Licensed
  • Insured
Services
Expert first-time buyer mortgage advice to help you secure your first home with confidence.
Home mover mortgages made simple. Get expert advice on porting, deposits and borrowing more with Kerr & Watson.
Switch your mortgage deal with ease. Kerr & Watson provide expert product transfer advice to help you secure a better rate with your current lender.
Remortgage with confidence. Kerr & Watson provide expert advice to help you secure a better rate, reduce payments, or release equity from your home.
Expert advice on large mortgages over £1 million. Kerr & Watson help you secure the right lender, even with complex income or high-value property.
Self-employed mortgage advice made simple. Kerr & Watson help you prove your income and secure the right mortgage with expert guidance.
New build mortgage advice made simple. Kerr & Watson help you secure the right deal, meet deadlines, and navigate developer requirements with confidence.
Complex income mortgage advice from Kerr & Watson. We help you secure the right lender, even with multiple income streams or unique earnings.
Adverse credit mortgage advice from Kerr & Watson. We help you secure a mortgage, even with defaults, CCJs or a low credit score.
Foreign national mortgage advice for buying property in the UK. Kerr & Watson help overseas buyers secure the right lender with expert guidance.
Standard buy-to-let mortgage advice from Kerr & Watson. We help you find the right lender, understand deposits, and invest with confidence.
Limited company buy-to-let mortgage advice from Kerr & Watson. Access specialist lenders and secure the right deal for your property investment.
Portfolio landlord mortgage advice from Kerr & Watson. We help experienced investors secure the right lenders for multiple buy-to-let properties.
Invest in HMOs or multi-unit properties with confidence. Kerr & Watson provide expert mortgage advice and access to specialist lenders.
Holiday let mortgage advice from Kerr & Watson. Secure the right lender for short-term rental properties with expert guidance and confidence.
Expat mortgage advice from Kerr & Watson. We help UK nationals living abroad secure the right mortgage with specialist lenders and expert guidance.
Bridging loan advice from Kerr & Watson. Access fast, short-term property finance to secure opportunities before arranging long-term funding.
Commercial mortgage advice from Kerr & Watson. We help business owners secure the right lender for purchasing, refinancing or expanding commercial property.
Development finance advice from Kerr & Watson. Secure funding for land, construction or refurbishment with expert guidance and access to specialist lenders.
Need flexible funding? Kerr & Watson provide expert asset-backed lending advice to help you unlock finance with confidence.
Invoice discounting advice from Kerr & Watson. Unlock cash tied up in unpaid invoices while retaining control of your business and cash flow.
Later life lending advice from Kerr & Watson. Explore equity release and retirement mortgage options with expert guidance tailored to your needs.
Life insurance advice from Kerr & Watson. Protect your loved ones with tailored cover that provides financial security and peace of mind.
Critical illness cover advice from Kerr & Watson. Protect your finances with tailored cover that pays out if you’re diagnosed with a serious illness.
Income protection advice from Kerr & Watson. Receive a regular income if you can’t work due to illness or injury, helping you stay financially secure.
Private medical insurance advice from Kerr & Watson. Access faster treatment, specialist care, and greater choice with tailored health cover.
Business protection advice from Kerr & Watson. Safeguard your company against the loss of key people with tailored cover and expert guidance.
Home insurance advice from Kerr & Watson. Protect your property and belongings with tailored cover and expert guidance for complete peace of mind.
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