Business Details
Your Trusted Mortgage Broker in Exeter
Westexe Mortgages has been providing independent mortgage advice in Exeter and the South West for over four decades. Our team of experienced advisors offers tailored solutions for first-time buyers, remortgagers, and landlords, leveraging an extensive network of UK lenders to secure competitive rates. We prioritise client needs through transparent consultations, whether in-person or online, and maintain a commitment to ethical practices under Financial Conduct Authority regulation. Our expertise spans secured loans, equity release, and debt consolidation, ensuring comprehensive support for diverse financial circumstances. With a focus on long-term client relationships, we combine local market knowledge with national lending access to simplify complex mortgage processes.Our reputation for professionalism is reflected in numerous client testimonials praising our responsive service and successful outcomes. As a trusted regional broker, we continually update our product knowledge to adapt to evolving market conditions. Our office in Exeter serves as a hub for personalised financial guidance, supporting clients in achieving property ownership and investment goals. This enduring dedication to client-centric service has solidified our position as a leading mortgage broker in the region.
Services
Mortgage Advice
Secured Loans
Equity Release
Protection Insurance
Debt Consolidation
Remortgaging
First Time Buyers
Buy to Let
Bad Credit Mortgages
Right to Buy
Highlights and features
- We offer 40+ years of mortgage advisory experience in Exeter and surrounding areas
- Our team accesses the entire UK mortgage market for competitive rate comparisons
- We provide tailored debt consolidation solutions for complex financial situations
- Our advisors specialise in difficult cases including bad credit and self-employed mortgages
- We maintain FCA-authorised status ensuring regulatory compliant financial guidance
Associations and certifications
- Financial Conduct Authority
What people say
Very professional
Knowledgeable team
Excellent customer care
Helpful and informative
Outstanding service
Services
Mortgage Advice
Our mortgage advisory service provides impartial guidance across the complete UK market, helping clients navigate first-time purchases, remortgaging, and investment properties. We specialise in complex cases including self-employed applicants and adverse credit histories. With access to exclusive deals and a deep understanding of regional property markets, our advisors ensure clients secure optimal financing solutions tailored to their specific circumstances.
Equity Release
We offer expert guidance on equity release schemes for homeowners aged 55+, explaining lifetime mortgages and home reversion plans. Our advisors help clients understand tax implications, inheritance protection options, and fund usage possibilities while maintaining residency. We provide clear comparisons between providers and ensure clients fully comprehend long-term financial commitments before proceeding with these specialist products.
Secured Loans
Our secured loan services cater to homeowners seeking competitive borrowing rates for purposes like debt consolidation or property improvements. We connect clients with lenders offering rates starting from 3.75%, considering individual credit profiles and equity positions. Our advisors explain repayment structures, compound interest implications, and alternative financing options to ensure informed decision-making.
Debt Consolidation
We specialise in creating tailored debt consolidation strategies using remortgaging or secured loans to simplify multiple payments. Our approach considers clients' income stability, existing equity, and long-term financial goals. We compare various consolidation methods including management plans and negotiate with creditors to achieve sustainable repayment solutions that reduce overall monthly outgoings.
Protection Insurance
We provide comprehensive protection insurance advice covering life cover, critical illness, and income protection policies. Our advisors explain policy terms, payout conditions, and integration with mortgage commitments. We help clients select appropriate coverage levels to safeguard against unemployment, serious illness, or accidental injury while ensuring alignment with their existing financial obligations and family needs.
People
Darren
Director
Darren leads Westexe Mortgages' advisory team with over 20 years' experience in financial services. He specialises in complex mortgage cases and maintains key lender relationships to secure exclusive deals for clients across Devon.
Peter Marriott
Senior Mortgage Advisor
Peter brings extensive expertise in residential and buy-to-let mortgages, having assisted hundreds of clients with property financing solutions. His knowledge spans niche areas including right-to-buy schemes and self-employed mortgage applications.
Questions
What mortgage options exist for first-time buyers?
We help first-time buyers access various schemes including Help to Buy, shared ownership, and 95% LTV mortgages through our wide lender network.
Can I remortgage with bad credit?
Yes, we work with specialist lenders offering remortgage solutions for clients with adverse credit histories, though rates may reflect increased risk factors.
How does equity release affect inheritance?
We explain inheritance protection options that allow setting aside a portion of property value for beneficiaries when arranging lifetime mortgage equity release plans.
What secured loan rates do you offer?
Secured loan rates start from 3.75% APR, with exact rates depending on loan-to-value ratio, credit history, and repayment term length.
How can debt consolidation help my finances?
We combine multiple debts into single monthly payments at reduced interest rates, typically through remortgaging or secured loans, simplifying financial management.
Do you offer home visits for mortgage advice?
Yes, we provide flexible consultations at client homes or our Exeter office, accommodating busy schedules with evening and weekend appointments.
