Business Details
Expert Mortgage and Protection Services in Mansfield
Mansfield Mortgages & Protection combines personal service with extensive industry expertise to deliver tailored mortgage and protection solutions. With a team boasting 63 years of combined experience, we specialise in accessing thousands of mortgage deals through diverse lenders, including exclusive options unavailable on the high street. Our approach prioritises client needs, offering transparent advice and flexible arrangements to suit individual financial circumstances.Recognised through awards such as the Mortgage Introducer Broker of the Year finalist accolade, we maintain rigorous professional standards as an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority. Our commitment extends beyond transactional relationships, providing ongoing support and post-completion guidance to ensure long-term client satisfaction.
Services
First Time Buyer Mortgages
Remortgaging Services
Buy to Let Financing
Home Movers Mortgages
Life Insurance Policies
Income Protection Plans
Critical Illness Cover
Home Insurance Solutions
Highlights and features
- 63 years combined experience in mortgage and finance sectors
- Award-winning service with industry recognition
- Access to exclusive mortgage deals unavailable on the high street
- Transparent fee structure tailored to individual needs
- Dedicated post-completion client support
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Professional and supportive service
Knowledgeable and responsive advisors
Exceeded expectations consistently
Simplified complex mortgage processes
Personalised approach to client needs
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time purchasers, offering guidance through the entire process from initial application to completion. We provide tailored advice on deposit requirements, lending criteria, and available government schemes while ensuring clients understand all financial obligations and long-term commitments associated with homeownership.
Buy to Let Financing
Comprehensive mortgage arrangements for property investors, including portfolio management and limited company structuring. Our service covers market analysis, yield calculations, and regulatory compliance while considering tax implications and long-term investment strategies for both novice and experienced landlords seeking competitive rates and flexible terms.
Remortgaging Services
Expert guidance for homeowners seeking to optimise their mortgage arrangements. We analyse existing terms, assess early repayment charges, and identify better deals to reduce monthly payments, consolidate debt, or fund home improvements. Our process includes market comparisons and negotiations with lenders to secure optimal refinancing solutions.
Life Insurance Policies
Customisable life insurance solutions providing financial security for dependants in case of death or terminal illness. We assess individual needs, determine appropriate coverage levels, and recommend policies with features such as level or decreasing cover, joint or single-life options, and guaranteed acceptance plans for clients with pre-existing medical conditions.
Home Insurance Solutions
Comprehensive home insurance packages covering buildings, contents, and optional accidental damage protection. Our service includes risk assessment, policy comparisons, and recommendations for coverage limits tailored to property value and contents while explaining exclusions, excess amounts, and claims processes to ensure complete understanding.
People
Stephen Dillon
Mortgage Advisor
With 37 years' experience in financial services, Stephen specialises in mortgage advisory and protection solutions. He established Mansfield Mortgages & Protection to combine personal service with industry expertise, maintaining professional excellence through continuous regulatory compliance and client-focused innovation.
Ellie Fielding
Mortgage and Protection Administration Manager
Ellie manages mortgage and protection administration since 2015, ensuring clear client communication throughout the process. Her background in financial services includes extensive experience with lending institutions and legal professionals, focusing on client education and procedural transparency.
Ash Birchill
Home Insurance Advisor
Ash specialises in home insurance solutions with over 20 years' customer service experience. He ensures clients receive appropriate property protection while maintaining focus on clear communication and comprehensive coverage explanations, working closely with mortgage advisors to provide integrated financial solutions.
Vanessa Dillon
Business Administrator
Vanessa manages business operations with 15 years' experience in administrative roles. Her background includes public sector contracting and school administration, bringing organisational expertise to support the team's mortgage advisory services while maintaining operational efficiency and client service standards.
Questions
Can I get a mortgage if previously declined elsewhere?
Yes, we work with specialist lenders and have successfully arranged mortgages for clients declined by mainstream providers due to complex circumstances.
What deposit amount is typically required?
Many lenders accept 5% deposits, though larger deposits improve interest rates and borrowing options. Some family-assisted schemes allow no-deposit purchases.
What are typical mortgage arrangement costs?
Our fees range from £399–£999, determined by case complexity. Additional costs include valuation fees, solicitor charges, and stamp duty land tax.
How much can I borrow for a mortgage?
Borrowing amounts depend on income, expenditure, deposit size, and lender criteria. We help clients maximise borrowing potential while maintaining affordability.
Do you offer protection insurance with mortgages?
Yes, we provide life insurance, critical illness cover, and income protection to safeguard mortgage commitments against unforeseen circumstances.
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