Business Details
36 Years
experience
Expert Mortgage Broker in Derby & Belper
Established in 1990, our mortgage brokerage combines three decades of industry expertise with a commitment to personalised service. We specialise in guiding first-time buyers, home movers, and landlords through the complexities of property financing, offering tailored solutions for remortgaging, buy-to-let investments, and divorce-related mortgage arrangements. Our team maintains continuous communication throughout the process, ensuring clients remain informed at every stage. With over 200 five-star Google reviews, we pride ourselves on transparency, prompt responses, and clear explanations of financial options.Our experience extends to supporting self-employed individuals and providing lifelong mortgage reviews to maintain optimal lending arrangements. Since 2020, we have successfully transitioned to fully online consultations while retaining the flexibility to accommodate evening appointments. Our founder, who began his career in financial services in 1982, works alongside his son to deliver consistent, intergenerational expertise to clients across the UK.
Services
First Time Buyers
Remortgage
Moving Home
Buy to Let
Divorce Mortgages
Protection Plans
Self Employed Mortgages
Online Consultations
Details
- Year established: 1990
Highlights and features
- We offer 30 years of mortgage advisory experience with intergenerational expertise
- Our team provides same-day responses and evening appointment flexibility
- We maintain continuous mortgage reviews for lifelong client support
- Specialists in self-employed mortgage solutions since 1990
- Over 200 verified five-star Google reviews from satisfied clients
Associations and certifications
- Financial Conduct Authority
What people say
Great personal service
30 years experience
Same day response
Helped self-employed
Professional and prompt
Services
First Time Buyers
We guide first-time buyers through mortgage options, affordability assessments, and application processes. Our expertise helps clients secure competitive rates while understanding long-term commitments. With hundreds of successful cases, we simplify property purchases for new homeowners across Derbyshire and beyond.
Remortgage
Our remortgaging service identifies better rates, reduces monthly payments, and facilitates home improvements. We proactively contact existing clients to prevent standard variable rate penalties, offering product transfers or new lender arrangements tailored to individual circumstances.
Buy to Let
Specialist buy-to-let advice covers landlord financing options, portfolio management, and return optimisation. We help first-time investors navigate tax implications and regulatory requirements while providing ongoing mortgage reviews for existing property investors.
Protection Plans
We arrange life insurance, critical illness cover, and income protection policies to secure clients' financial futures. Our protection solutions safeguard families against debt risks, provide recovery support during health crises, and ensure ongoing income for dependants when needed most.
Self Employed Mortgages
Tailored mortgage solutions for self-employed individuals address variable income documentation challenges. Our expertise helps business owners access lending options that traditional banks might overlook, ensuring fair assessments of financial stability and growth potential.
People
Ian Thompson
Mortgage Broker
With 40 years in financial services since joining Midland Bank in 1982, Ian established his mortgage brokerage in 1990. He combines intergenerational expertise with modern online solutions, maintaining lifelong client relationships while achieving over 200 five-star reviews.
Jamie Thompson
Mortgage Advisor
Supporting clients alongside his father since joining the business, Jamie provides contemporary mortgage expertise. His collaborative approach ensures seamless service delivery while maintaining the firm's tradition of personalised financial guidance.
Questions
How long have you operated as a mortgage broker in Derby?
I've advised Derby residents since establishing my business in 1990, with 30 years' experience in mortgage services since starting my career in 1982.
Do you help self-employed individuals with mortgages?
Yes, I specialise in self-employed mortgage solutions, helping business owners access lending options that traditional banks might overlook.
What areas do you serve beyond Derby?
While primarily serving Derby and Belper, I assist clients nationwide through online consultations, maintaining relationships with former Derbyshire residents across the UK.
Are your mortgage services available online?
Since 2020, all consultations occur online, offering flexible evening appointments while maintaining the same high service standards as in-person meetings.
What fees apply to your mortgage advice?
Typically no fee is charged, though circumstances may require a fee between £150 and £750 for specific mortgage advisory services.
