Business Details
28 Years
experience
Independent Mortgage Brokers in London
Established in 1998, Trafalgar Square Financial Planning Consultants is an independent mortgage brokerage with access to every UK lender. Our guiding principle has always been to break away from institutional-style selling by prioritising client-centred service. Our experienced team of brokers and case processors combines swift responsiveness with a deep understanding of individual client needs, ensuring tailored mortgage solutions. We specialise in residential, buy-to-let, and commercial mortgages, offering comprehensive market analysis and transparent communication throughout the application process. Our FCA-authorised status (FSR No: 305726) underscores our commitment to regulatory compliance and client protection. We pride ourselves on eliminating bureaucratic inefficiencies associated with large institutions, providing a streamlined, stress-free experience.Our team's expertise spans portfolio analysis, secured lending, and bridging finance, supported by a structured process from initial consultation to completion. Client testimonials consistently highlight our clear explanations, timely updates, and ability to simplify complex mortgage requirements. We operate with full transparency regarding fees, including a pre-agreed administration fee of 599 and lender-paid completion fees. Our services extend to property investment advice, protection planning, and insurance placement, ensuring holistic financial solutions. With dedicated client services personnel and a proven track record of successful applications, we maintain strong relationships with major lenders and specialist providers across the UK market.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Bridging Finance
Secured Lending
Portfolio Analysis
Property Investment
Protection Planning
New Build Mortgages
Refurbishment Finance
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of independent mortgage brokerage experience
- Our team has access to every UK lender and specialist provider
- We provide tailored mortgage solutions with transparent fee structures
- Our FCA-authorised status ensures regulatory compliance and client protection
- We maintain dedicated client communication throughout the application process
Associations and certifications
- Financial Conduct Authority
What people say
Excellent communication
Supportive throughout process
Made process easy
Timely updates
Expert guidance
Services
Residential Mortgages
We provide comprehensive residential mortgage solutions tailored to individual financial circumstances. Our brokers analyse deposit size, loan term, and financial status to identify optimal products from the entire UK market. We explain fixed, tracker, and discount rate options while ensuring compliance with FCA regulations. Our service includes full financial illustrations and ongoing support until completion.
Buy-to-Let Mortgages
Specialist buy-to-let mortgages for property investors with evolving lender criteria. We help landlords develop portfolio strategies, optimise cashflow, and navigate regulatory requirements. Our brokers provide market updates and match investment goals to appropriate lenders, considering both income and capital growth requirements for successful property investments.
Commercial Mortgages
Expert commercial mortgage solutions for HMOs, semi-commercial properties, and business premises. We access high street banks and specialist lenders to find suitable financing options. Our service includes refinancing existing properties to release capital for further investments, with brokers guiding clients through the entire commercial lending process.
Bridging Finance
Bridging finance solutions through our partner company Secure the Bridge and other UK providers. We create temporary financing arrangements for property transactions requiring quick completion. Our brokers assess individual circumstances to structure effective bridging loans with competitive terms for both residential and commercial applications.
Secured Lending
Secured lending options up to 85% of property value for homeowners seeking additional finance. We advise on capital repayment structures over 5-25 year terms, helping clients understand the advantages versus remortgaging. Our brokers arrange appropriate secured loans while explaining all associated costs and commitments.
People
Lindsay Hopkins
Principal
With extensive mortgage industry experience, Lindsay leads our brokerage with a focus on client-centred service. He established Trafalgar Square in 1998 to provide independent mortgage solutions across the UK market.
Sarah Jane Costello
Managing & Operations Director
Sarah Jane oversees daily operations and ensures regulatory compliance across all mortgage services. She manages financial processes and maintains our FCA-authorised status while supporting brokers and clients.
Stuart Yardley
Mortgage Broker
As an experienced mortgage broker, Stuart specialises in matching client needs to appropriate mortgage products. He provides expert guidance through the entire application process for residential and investment properties.
Juspal Nagra
Mortgage Broker
Juspal offers tailored mortgage solutions with particular expertise in buy-to-let and commercial mortgages. He helps clients navigate changing lender criteria while maintaining clear communication throughout the process.
Rory Shackleton
Mortgage Broker
Rory provides comprehensive mortgage advice across all product types. He specialises in explaining complex mortgage options in accessible terms while ensuring clients understand all regulatory requirements and commitments.
Questions
What mortgage services do you offer?
We provide residential, buy-to-let, commercial, bridging, and secured mortgages, along with portfolio analysis and property investment advice across the UK market.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FSR No: 305726) with full compliance to regulatory requirements.
How do you charge for mortgage services?
We charge a £599 administration fee plus lender-paid completion fees. Specialist mortgages may have fees between £599 and 1% of the loan amount.
Can you help with complex mortgage cases?
Yes, our brokers specialise in complex cases including no-income or low-income applications, portfolio mortgages, and commercial property financing solutions.
Do you offer nationwide services?
We operate nationwide across the UK with particular expertise in London's property market and access to all major UK lenders.
How do I start the mortgage process?
Begin with our online Fact Find document to initiate product research, followed by personalised advice to match your circumstances to suitable mortgage products.
