R M L Financial Management

RML Financial Management is a dedicated and experienced financial advisory firm that has been serving the people of Dumfries and Southern Scotland for over 20 years. We specialise in providing mortgage solutions and protection services, tailored to meet the unique needs of our clients. We work from the whole of the mortgage market, ensuring that we offer impartial and unbiased advice to help you make informed decisions.

Mortgage Solutions

At RML Financial Management, we understand that buying a home can be one of the most significant financial decisions you will ever make. That's why we offer a comprehensive mortgage service, designed to help you every step of the way. We can help you with any type of mortgage, whether you're a first-time buyer, moving home, or looking to save money by re-mortgaging to a lower rate. We can also help you if you're looking to buy to let.

Our mortgage service is completely free and without obligation, and we offer appointments at a time and location convenient to you. We pride ourselves on our personal service, ensuring that you receive confidential 'one-to-one' advice, and any financial product we recommend meets your needs and those of your family.

Protection Services

At RML Financial Management, we understand that protecting your home, family, and business is just as important as buying a home. That's why we offer a comprehensive protection service, designed to provide you with the peace of mind you deserve. Our protection services include life insurance, income protection, and key person insurance if you're a business owner.

Our Guides

At RML Financial Management, we believe in empowering our clients with the knowledge they need to make informed decisions. That's why we offer a range of guides on our website, covering topics such as mortgages, protection, and the home-buying process. Whether you're a first-time buyer or an experienced homeowner, our guides are designed to help you navigate the financial landscape with confidence.

Our Team

At RML Financial Management, we believe that our team is our greatest asset. Our mortgage advice team has many years of experience in the mortgage and protection industry, and we are committed to providing a flexible, comprehensive, and professional service. We are a small family-run firm of mortgage advisers, and we pride ourselves on our personal service, confidentiality, and attention to detail.

Our Values

At RML Financial Management, we are committed to providing a flexible, comprehensive, and professional service, built on a foundation of trust, integrity, and transparency. We believe in putting our clients' needs first, and we are dedicated to helping you achieve your financial goals.

Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate buy to let mortgages. RML Financial Management is a trading style of Robert Lumsden, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 920000.