The Official Mortgage

At The Official Mortgage Company, we are dedicated to providing professional and friendly advice for all your mortgage and insurance needs. With over 25 years of industry experience, we understand the complexities and stress involved in buying a property or protecting your mortgage, life, and business. Our aim is to offer a complete service tailored to your unique situation.

As a 'Whole of Market' broker, we have access to a wide range of lenders, including high street banks, building societies, and specialist lenders. This allows us to find the most competitive and appropriate mortgage solution for you, whether you are a first-time buyer or a portfolio landlord. We also operate nationwide and offer solutions for expat clients.

Our commitment to customer service extends beyond mortgages. We believe that ensuring our clients' mortgages, lives, and businesses are adequately protected is a crucial aspect of our business. That's why we work with reputable, market-leading insurers such as Legal & General, Aviva, and Royal London to provide you with the best protection possible.

Our Mortgage Services

At The Official Mortgage Company, we offer a comprehensive range of mortgage services, including:

• *Remortgages*: We aim to make the remortgage process as simple and stress-free as possible, providing regular updates on your application from the moment you contact us.

• *Buy to Let Mortgages*: Although similar to residential mortgages, buy-to-let mortgages have subtle differences and additional costs. We will guide you through the process and keep you regularly updated on your application.

• *Commercial Mortgages*: Our professional commercial mortgage services cater to those looking to purchase or refinance commercial properties. We will guide you through the process and keep you regularly updated on your application.

• *Product Transfer*: If your current deal is coming to an end, we can help you switch to a new product with your existing lender.

• *Expat Mortgages*: We offer solutions for expat clients looking to purchase property in the UK.

• *Second Charge Mortgages or Further Advance*: If you need to borrow additional funds, a second charge mortgage or further advance might be the right solution for you.

• *Self Build Mortgages*: If you're embarking on a self-build journey, we have mortgage products that can help you purchase or build your dream home.

• *First Time Buyer Mortgages*: Our expert team will guide you through the process, tailoring our advice to your needs.

• *Bridging Finance*: Bridging loans can be useful for various reasons, such as if your property chain breaks down or if you've bought at auction but can't arrange funds in time.

Life Insurance and Protection Advisors

Our experienced team will help ensure your mortgage, life, and business are adequately protected by working with well-known, market-leading insurers. We offer life insurance, income protection, and buildings & contents insurance to give you complete peace of mind.