Business Details
We are Peter Lloyd Mortgages, a familyrun business based in Truro. With more than 25 years of experience in financial services, we have built a reputation for reliable mortgage advice. We provide guidance to a diverse range of clients, from firsttime buyers to expatriates, each with unique mortgage needs. Our team combines deep industry knowledge with the latest computer technology to source the most uptodate products. We have access to over 2,000 mortgage products through a vast panel of lenders, ensuring a bespoke solution for every customer. In addition to mortgages, we offer expertise in life insurance, mortgage payment protection, income protection, critical illness cover, and both buildings and contents insurance.
We operate as an appointed representative of The Openwork Partnership, a network regulated by the Financial Conduct Authority. Our advisers take the time to understand each clients circumstances, goals and risk tolerance before recommending a package. We present our advice in plain, simple English, avoiding jargon so that clients feel confident in their choices. Throughout the homebuying process we provide ongoing support, taking the stress off our clients shoulders. Our commitment to client satisfaction is reflected in our open, friendly and professional approach, which has earned us lasting trust.
We operate as an appointed representative of The Openwork Partnership, a network regulated by the Financial Conduct Authority. Our advisers take the time to understand each clients circumstances, goals and risk tolerance before recommending a package. We present our advice in plain, simple English, avoiding jargon so that clients feel confident in their choices. Throughout the homebuying process we provide ongoing support, taking the stress off our clients shoulders. Our commitment to client satisfaction is reflected in our open, friendly and professional approach, which has earned us lasting trust.
Highlights and features
- We have over 25 years of mortgage expertise.
- We access more than 2,000 lender products.
- We provide advice in plain, simple English.
- We are an authorised FCAregulated representative.
- We match clients to the right product each time.
Services
Mortgage Lending
Mortgage Lending enables clients to secure the most suitable mortgage from our extensive panel of over 2,000 lenders. We assess individual financial circumstances and recommend tailored products that fit each clients goals. Our thorough comparison and transparent guidance ensure a smooth, stressfree borrowing experience.
Life Insurance
Life Insurance provides financial protection for loved ones after an unexpected loss. We offer a range of policies tailored to individual needs, including term, whole life and group schemes. Our advisers help you select the most appropriate coverage at competitive rates, ensuring peace of mind for you and your family.
Mortgage Payments Protection
Mortgage Payments Protection safeguards your mortgage repayments if you lose income due to illness, injury or redundancy. We customise cover limits and terms to match your repayment schedule and financial situation. By securing this protection, clients avoid arrears and potential repossession, keeping their home safe while they recover.
Income Protection
Income Protection replaces a portion of your earnings if you are unable to work because of sickness or injury. We provide flexible plans with options for single or group schemes, ensuring coverage aligns with your income needs and budget. Our transparent terms and quick claim process give clients confidence and financial stability during uncertain times.
Critical Illness
Critical Illness cover pays a lumpsum benefit if you are diagnosed with a lifethreatening condition such as cancer, heart attack or stroke. We assess your health history and risk factors to recommend the most suitable policy and coverage amount. Clients benefit from a guaranteed payout that can cover treatment costs, loss of income or other urgent expenses.
