Expert Mortgage Advice, Personal Service
Bolitho Skeggs & Bratt is a well-established independent financial advisory firm based in Penzance, Cornwall. With over 50 years of experience in the financial services industry, our team of skilled professionals, including Lindsay Bratt and Paul Skeggs, are dedicated to providing our clients with expert advice on Mortgages, Insurance, and Protection. Our goal is to help you achieve your financial goals by delivering friendly, professional, and personalised service.
Our Services
As independent financial advisors, we offer a comprehensive range of services tailored to your unique needs. Our services include:
Mortgages
At Bolitho Skeggs & Bratt, we understand that purchasing a home is one of the most significant decisions you'll ever make. Our team of qualified advisors can assist you with all aspects of home purchasing, from first-time buyers to remortgages and buy-to-let properties. We pride ourselves on offering impartial advice and access to the entire range of products and services available in the financial marketplace.
Insurance
Our insurance services cover buildings and contents insurance, providing you with the best deals and policies that suit your specific needs. With no fee or obligation, our team will search the whole market to find you an insurance policy that provides adequate coverage.
Protection
At Bolitho Skeggs & Bratt, we offer a range of protection policies to ensure that you're financially secure. We use our many years of industry experience to find you the best deal on mortgage protection, life insurance, critical illness cover, and income protection. With no fee or obligation, you can trust us to find the policy that provides the right care and coverage for you.
Other Financial Services
We can refer our customers to specialists who are fully authorised and qualified in the financial services disciplines listed below. These include commercial mortgages, conveyancing, pension planning, risk management, specialist insurance, and will writing services.
Why Choose Us?
At Bolitho Skeggs & Bratt, we pride ourselves on our professionalism, expertise, and commitment to our clients. Our authorisation and regulation by the Financial Conduct Authority ensure that we offer advice on the right services for you. With our stress-free service, we manage your mortgage application from start to finish, keeping you fully informed throughout the process. Our loyal customers come back to us as they climb the property ladder and regularly recommend us to friends and family.
Please feel free to request a call today, and let us help you make the right decision for your financial future.
Lindsay's expertise and patience were invaluable in guiding us through the often overwhelming process of buying and remortgaging a property. Her ability to break down complex financial concepts into simple, easy-to-understand language helped alleviate our concerns and ensured we made informed decisions. Her dedication to securing the best possible deal for us resulted in significant savings, which we were thrilled about.
Personal Touch
Lindsay's approach was refreshingly personalized, taking the time to understand our individual needs and goals. Her friendly and approachable demeanor put us at ease, making the experience feel less stressful and more enjoyable. Her commitment to providing exceptional service was evident throughout our interactions with her.
Effectiveness
Lindsay's expertise and attention to detail ensured that all aspects of our mortgage and insurance needs were thoroughly addressed. Her swift and efficient communication kept us informed throughout the process, and her proactive approach to resolving any issues that arose was impressive.

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