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Tailored Mortgage & Loan Solutions in Redruth
At Pure Financial Solutions, we specialise in tailored lending solutions designed to align with your unique life circumstances. With decades of experience navigating the complexities of the property market, our team delivers practical support and expert guidance for clients seeking clarity in their financial journeys. We focus on securing finance for legal purposes, from urgent debt consolidation to multi-million-pound bridging projects, combining hands-on expertise with absolute discretion. Our approach prioritises removing obstacles to ensure successful outcomes, whether you're restructuring existing borrowing or planning significant property investments.We operate with transparency, offering free initial consultations and maintaining regulatory compliance through the Financial Conduct Authority. Our clients benefit from competitive rates, with 51% receiving APRC rates of 11.6% or better for second charge mortgages, reflecting our commitment to finding solutions others might overlook.
Services
Mortgage Advice
Debt Consolidation
Bridging Loans
Development Finance
Remortgaging
Highlights and features
- We offer decades of property market expertise
- Our team provides hands-on, case-specific support
- We secure finance for complex or urgent cases
- We operate with full regulatory compliance
- We match clients to competitive APRC rates
Associations and certifications
- Financial Conduct Authority
What people say
Spot on advice
Much better place
Relentlessly focused
Quick solutions
Competitive rates
Services
Mortgage Advice
We provide expert mortgage advice tailored to individual circumstances, covering remortgages, buy-to-let portfolios, and property development finance. Our FCA-regulated advisors help clients navigate complex lending options while ensuring compliance with financial regulations. With access to a panel of lenders, we secure competitive rates suited to both straightforward and challenging cases.
Debt Consolidation
Our debt consolidation service combines multiple obligations into manageable payments secured against property assets. We specialise in urgent cases requiring rapid solutions while maintaining transparency about long-term financial implications. Clients benefit from our market expertise in negotiating terms that balance immediate relief with sustainable repayment structures.
Bridging Loans
We arrange bridging loans for time-sensitive property transactions, offering flexible terms from 20,000 to 1 million. Our process prioritises speed without compromising due diligence, with typical APRC rates starting at 4.9%. These short-term solutions help clients secure property opportunities while arranging longer-term financing.
Development Finance
Tailored funding solutions for property development projects, from single renovations to large-scale portfolios. We assess each project's unique requirements, providing phased funding releases aligned with construction milestones. Our experience covers both residential and commercial developments requiring specialist financing structures.
Remortgaging
We help homeowners access equity through remortgaging, offering competitive rates from 4.9% APRC. Our process considers both immediate financial needs and long-term implications, ensuring clients understand total repayment obligations. We specialise in complex cases requiring bespoke lending solutions beyond standard criteria.
Questions
What types of loans do you offer?
We provide mortgages, bridging loans, and second charge mortgages for property-related purposes including debt consolidation, renovations, and investment portfolios.
How quickly can you arrange finance?
Urgent cases can be processed rapidly, with bridging loans often arranged within days. Standard mortgage applications typically take 4-6 weeks from initial consultation to completion.
Are there fees for your services?
We receive commission from lenders upon completion. Additional fees may apply for specific loan products, clearly disclosed during your initial consultation.
Can I get finance with a poor credit history?
We work with lenders offering solutions for various credit profiles, with APRC rates ranging from 4.9% to 29% depending on individual circumstances and security provided.
Is my property at risk?
Secured loans require property collateral. We provide clear warnings about repossession risks and work to ensure repayment terms match your financial capacity.
How do I start the application process?
Complete our online form or contact us directly for a free, confidential consultation. We'll assess your requirements and match you with suitable lending options.
