Business Details
Expert Mortgage & Protection Advisors in South Wales
Beacham's Elite Mortgages is a family-run business providing professional mortgage and protection advice. Our qualified advisers prioritise building close client relationships, offering tailored solutions based on individual circumstances. We operate as a whole-of-market broker, accessing products from all lenders to secure optimal mortgage and insurance deals. Our completion fee model ensures clients only pay upon successful transaction, with all preliminary advice provided free of charge. Regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while delivering accessible services across South Wales.Our team combines technical expertise with local market knowledge to support first-time buyers, home movers, and property investors. We specialise in remortgaging strategies to reduce payments, equity release options for homeowners, and commercial mortgage solutions for businesses. Our protection services include life assurance, income protection, and private health insurance to safeguard clients' financial security. With flexible appointment scheduling available during evenings or at client-preferred locations, we ensure convenient access to expert financial guidance.
Services
Mortgage Advice
Protection Plans
First-time Buyers
Buy-to-Let
Equity Release
Commercial Mortgages
Remortgaging
Life Assurance
Income Protection
Private Health Insurance
Highlights and features
- Independent whole-of-market mortgage advice
- Completion fee guarantee with free initial consultation
- Experienced FCA-regulated mortgage specialists
- Personalised solutions for all property requirements
- Flexible appointment scheduling including evenings
Associations and certifications
- Financial Conduct Authority
- Companies House
Services
Mortgage Advice
We provide independent mortgage advice across South Wales, accessing all market products to find optimal solutions. Our FCA-regulated advisers help first-time buyers, home movers, and investors secure competitive rates. With flexible appointments available, we ensure tailored guidance for residential and commercial property needs.
Buy-to-Let
Our buy-to-let specialists help property investors maximise returns through suitable mortgage products. We explain lender criteria differences from residential mortgages and structure portfolios for long-term success. Our advice considers tax implications and growth strategies for landlords at all levels.
Equity Release
We offer equity release solutions for homeowners seeking to access property wealth without relocation. Our advisers explain age-related eligibility requirements and help clients understand financial implications. This service enables funding for home improvements, debt consolidation, or retirement planning while maintaining property ownership.
Protection Plans
Our protection services include life assurance, income protection, and private health insurance. We create tailored plans to safeguard clients against financial hardship from illness, disability, or death. These products protect mortgages, maintain living standards, and ensure family security during challenging times.
Commercial Mortgages
We arrange commercial mortgages for business premises purchases or equity release. Our advisers help entrepreneurs secure financing for office spaces, retail units, or industrial properties. We explain lender requirements and structure deals that align with business growth objectives and cash flow capabilities.
People
Matthew Beacham
Company Director
Matthew Beacham, CeMAP and CeRER qualified director, leads our mortgage advisory team. With extensive industry experience, he specialises in complex mortgage solutions and regulatory compliance. Matthew ensures all clients receive expert, ethical financial guidance.
Sarah Beacham
Senior Office Administrator
Sarah Beacham manages our administrative operations with over 15 years' experience in financial services. She ensures efficient client communication and supports advisers in delivering timely mortgage solutions. Her organisational expertise maintains our service quality standards.
Questions
What mortgage types do you offer?
We provide residential, buy-to-let, commercial, equity release, and first-time buyer mortgages. Our whole-of-market approach accesses all lenders' products to find suitable solutions for individual circumstances.
How does your completion fee guarantee work?
You only pay our fees when your mortgage or insurance completes. All initial advice and product research remain free with no obligation to proceed beyond the successful transaction.
Are your advisers qualified?
Our team holds professional qualifications including CeMAP and CeRER. We maintain FCA regulation compliance through continuous professional development and ethical advisory practices.
Can you help with protection insurance?
We offer life assurance, income protection, private health insurance, and serious illness cover. Our advisers help clients select appropriate protection products to complement mortgage arrangements and personal circumstances.
Do you offer evening appointments?
Yes, we provide flexible scheduling including evening appointments at client-preferred locations. This ensures convenient access to mortgage advice for working professionals and busy families.
