Business Details
Your Trusted Mortgage Broker in Stafford
Lisa Bardell Mortgage Specialists has been delivering expert mortgage advice and financial protection services for over two decades. Our team prioritises client needs by offering tailored mortgage solutions from a comprehensive range of UK lenders, ensuring transparent communication and stress-free processes. We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, and home mover services, complemented by life assurance, critical illness cover, and income protection. Our FCA-authorised status reflects our commitment to regulatory compliance and client trust. With deep local market knowledge in Staffordshire, we combine industry expertise with a personalised approach to guide clients through complex financial decisions.Our focus on long-term client relationships is evidenced by repeat business and referrals from satisfied customers. We streamline mortgage applications by managing paperwork and liaising with solicitors, valuers, and estate agents on behalf of clients. Our advisory process begins with detailed consultations to understand individual circumstances before recommending suitable products. This dedication to client-centric service has established us as a trusted partner in mortgage planning across the UK.
Services
Mortgage Brokering
Life Assurance
Critical Illness Insurance
Income Protection
General Insurance
First-Time Buyer Mortgages
Remortgaging
Buy-to-Let Mortgages
Home Mover Services
Fixed-Rate Mortgages
Highlights and features
- 20+ years of mortgage advisory experience
- Access to 1000+ UK mortgage products
- FCA-authorised and regulated service
- Personalised client consultations
- Comprehensive financial protection packages
Associations and certifications
- Financial Conduct Authority
- Quilter Mortgage Planning Ltd
What people say
Excellent service
Friendly and professional
Highly recommend
Helped secure a great mortgage
On hand at all times
Services
Mortgage Brokering
We provide impartial mortgage advice by comparing 1000+ products from multiple lenders. Our FCA-regulated brokers assess client circumstances to recommend suitable residential and buy-to-let mortgages. We handle applications from initial consultation through to completion, including paperwork management and lender negotiations.
Life Assurance
Our life assurance policies provide financial protection for dependants in case of unexpected death. Cover amounts are tailored to individual needs, with options for lump sum payouts or income streams to settle mortgages and support families. Policies require medical underwriting and have no cash value during the term.
Critical Illness Insurance
This insurance provides lump sum payments upon diagnosis of specified critical illnesses like cancer or heart attacks. Cover terms align with mortgage periods or life milestones, offering financial security for medical treatment and lifestyle adjustments. Policies exclude certain conditions and require ongoing premium payments.
Income Protection
We offer income replacement solutions for illness or injury preventing work. Cover lasts until retirement age or fixed terms, replacing up to 70% of net income. Premiums can be guaranteed or reviewable based on insurer claims experience, with no cash value during the policy term.
Buy-to-Let Mortgages
Specialist financing for residential rental properties, with terms considering rental income and investment potential. Most products are unregulated by the FCA, requiring higher deposits and demonstrating financial resilience. We compare offers from specialist buy-to-let lenders across the UK market.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, home mover, and fixed-rate mortgages from over 1000 UK lenders.
Are your services FCA regulated?
Yes, we operate as an appointed representative of Quilter Mortgage Planning Ltd, authorised and regulated by the Financial Conduct Authority (FCA reference 440718).
How do you get paid for mortgage advice?
We receive commission from lenders when arranging mortgages, with no additional charges to clients unless explicitly agreed beforehand.
Can you help with insurance products?
We offer life assurance, critical illness cover, income protection, and general insurance to complement mortgage arrangements.
What areas do you cover?
While based in Staffordshire, we provide mortgage services nationwide across the UK through remote consultations and digital processes.
