Business Details
21 Years
experience
Your Trusted Mortgage Brokers in Leeds
Response Mortgage Services has been providing expert independent mortgage advice since 2005. Our team of seasoned professionals combines decades of industry experience with daily market research to deliver tailored solutions for first-time buyers, remortgagers, and buy-to-let investors. As an independent broker with whole-of-market access, we specialise in navigating complex mortgage products while maintaining our founding ethos of honest, ethical advice.Our FCA-authorised status and commitment to client-first service have earned us a reputation for transparency and reliability. We pride ourselves on simplifying the mortgage process through clear communication, competitive pricing, and comprehensive protection services that safeguard clients' financial futures.
Services
Mortgages
First Time Buyers
Re-Mortgages
Buy to Let
Right to Buy
Self-Employed Mortgages
Bad Credit
Later Life Lending
Life Cover
Protection Insurance
Details
- Year established: 2005
Highlights and features
- We offer whole-of-market mortgage access since 2005
- Our team holds FCA-authorised status for regulatory compliance
- We provide personalised mortgage solutions with transparent pricing
- Our advisors maintain continuous market research for optimal deals
- We combine ethical practices with 19 years of local expertise
Associations and certifications
- Financial Conduct Authority
What people say
Very helpful
Professional and supportive
Quick to respond
Highly recommend
Saved money
Services
Mortgage Brokering
We provide independent mortgage brokering services with access to the entire market. Our FCA-authorised advisors help clients secure competitive rates for residential, buy-to-let, and specialist mortgages. With daily market updates and 19 years' experience, we ensure optimal financial solutions for first-time buyers and experienced investors.
First Time Buyer Mortgages
Our first-time buyer specialists guide clients through their initial property purchase. We explain government schemes, deposit requirements, and mortgage options while maintaining transparent pricing. Our team simplifies the process with clear communication and tailored advice for new entrants to the housing market.
Life Assurance
We offer life assurance policies that protect families during the policy term. Clients choose coverage amounts and durations with guaranteed premiums. Our protection specialists explain policy terms and help clients understand state benefits versus private coverage options for mortgage security.
Buy to Let Mortgages
Our buy-to-let specialists provide tailored mortgage solutions for property investors. We access competitive rates for single properties and portfolios, advising on tax implications and financing strategies. With market knowledge since 2005, we help clients build sustainable property businesses.
Re-Mortgaging Services
We assist clients with re-mortgaging to secure better rates or release equity. Our team explains current market conditions, application processes, and potential savings. Clients benefit from our market expertise and transparent fee structure for seamless mortgage transitions.
People
Andrew Quinn
Managing Director
Founder with 19 years' mortgage experience, specialising in residential and commercial finance. Leads a team of experts while maintaining client relationships. Holds FCA-authorised status and prioritises ethical practices.
Kevin Lawson
Senior Mortgage Adviser
Five-year tenure at Response with 35+ years' industry experience since 1989. Specialises in residential and buy-to-let mortgages with protection expertise. Prioritises customer service and client-first approach.
Josh Quinn
Operations Manager
Joined in 2018, progressed from work experience to full-time role. Combines mortgage expertise with operational management. Specialises in client communication and process efficiency while coaching local rugby teams.
Siobhan Haran
Mortgage Adviser
14-year industry veteran specialising in mortgages and protection. Joined Response in 2022 after self-employment. Focuses on client relationships and comprehensive financial solutions while balancing family commitments.
Sam Tarrant-Willis
Life & Protection Manager
FCA-authorised protection specialist since 2010. Manages financial protection services with client-first approach. Holds independent advisor qualifications and specialises in life assurance and critical illness coverage.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let loans, remortgaging, first-time buyer assistance, later-life lending, and specialist mortgages for self-employed clients with bad credit.
Are you regulated by the FCA?
Yes, Response Mortgage Services is authorised and regulated by the Financial Conduct Authority under reference 435582 for mortgage and protection services.
Do you charge for mortgage advice?
Our initial consultation is free. We charge a £495 fee for mortgage applications, which is discussed and agreed before proceeding with any transaction.
Can first-time buyers get help?
Yes, we specialise in first-time buyer mortgages, explaining government schemes, deposit requirements, and market options to simplify your first property purchase.
What protection services are available?
We offer life assurance, critical illness cover, income protection, and redundancy insurance to safeguard clients' financial security alongside mortgage arrangements.
