Business Details
14 Years
experience
Expert Mortgage Advice in Harrogate
Established in 2012, Mortgage Advisory Network has built a reputation as a trusted provider of mortgage advisory services across the UK. Our team of qualified advisers specialises in delivering tailored solutions for residential, buy-to-let, commercial, and development mortgages, alongside protection and insurance products. With a focus on understanding individual client circumstances, we recommend suitable financial products from over 65 lenders, including exclusive options unavailable on the high street. Our FCA-authorised status ensures adherence to rigorous regulatory standards, while our fee structure remains transparent, ranging from 100 to 750 depending on client needs.We support clients throughout the entire mortgage process, from initial affordability checks to property completion, and maintain ongoing relationships to ensure clients remain on optimal rates. Our commitment to impartial advice, combined with expertise in navigating complex financial regulations, positions us as a reliable partner for both first-time buyers and experienced property investors.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Protection Insurance
Development Mortgages
Details
- Year established: 2012
Highlights and features
- We offer FCA-regulated mortgage advice from qualified professionals
- Our team provides access to exclusive mortgage products unavailable on the high street
- We deliver transparent fee structures ranging from 100 to 750
- Our advisers maintain ongoing relationships to ensure optimal mortgage rates
- We support clients through complete mortgage processes from application to completion
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our advisers help clients navigate various options including new builds, shared ownership, and let-to-buy arrangements. With access to over 65 lenders, we secure competitive rates while ensuring compliance with UK regulatory requirements.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice for property investors seeking rental income. We explain key differences from residential mortgages, including stricter affordability checks and higher deposit requirements. Our guidance covers portfolio management and tax-efficient structuring for landlords with multiple properties.
Commercial Mortgages
Tailored financing solutions for business premises acquisition or expansion. We connect clients with lenders specialising in commercial property types including retail units, offices, and warehouses. Our advice considers business performance metrics and long-term viability when structuring repayment terms.
Protection Insurance
Comprehensive insurance solutions including life assurance, critical illness cover, and income protection. We help clients safeguard against financial risks through level/decreasing term policies and income replacement plans. Our advice ensures adequate coverage for mortgage obligations and household expenses during unforeseen circumstances.
Development Mortgages
Specialist financing for property development projects ranging from light refurbishments to ground-up developments. We connect clients with lenders offering phased funding arrangements for projects involving structural modifications, new builds, or large-scale renovations requiring detailed business plans and valuations.
Questions
What mortgage types do you offer?
We provide residential, buy-to-let, commercial, and development mortgages alongside protection insurance products. Our advisers help clients choose suitable options based on their specific circumstances and financial goals.
Are your services regulated?
Yes, we operate as an appointed representative of H L Partnership Limited, which is authorised and regulated by the Financial Conduct Authority under reference number 9740756.
How much do your mortgage services cost?
Our mortgage advice fees range from £100 to £750 depending on individual circumstances. We discuss and agree exact costs with clients at the earliest opportunity before providing services.
Do you offer nationwide coverage?
Yes, our qualified advisers assist clients across the UK through our Harrogate-based head office and regional network of advisors located in Leeds and Halifax.
What happens if I struggle with mortgage payments?
We advise clients about available options including payment holidays and alternative repayment arrangements. However, please note that failure to maintain payments may result in property repossession.
Can you help with mortgage applications?
We guide clients through the entire mortgage process, from initial affordability checks to property completion. Our services include lender selection, application submission, and liaison with solicitors and surveyors.
