Business Details
22 Years
experience
Your Trusted Mortgage Brokers in Thame & High Wycombe
Established in 2004, we are a dedicated mortgage and protection brokerage with a team of CeMAP-qualified advisers. Our approach prioritises unbiased, tailored advice to match clients with the most suitable mortgage solutions. With extensive experience across diverse financial scenarios, we specialise in navigating complex cases and securing favourable terms from over 50 lenders. Our commitment to transparency ensures no upfront fees, with a standard 299 charge applied only upon application. We handle all administrative tasks, liaising directly with lenders and solicitors to streamline the process. Our reputation for reliability is evidenced by longstanding client relationships and consistent referrals.Operating from Thame and High Wycombe, we offer flexible consultations via phone, online, or in-person. Recognised as an Appointed Representative of PRIMIS Mortgage Network, we adhere to rigorous regulatory standards under the Financial Conduct Authority. Our expertise extends to mortgage protection, including life cover and income protection, ensuring comprehensive client support. By combining technical proficiency with a personable approach, we demystify mortgage processes and prioritise client education. This dedication to clarity and care has solidified our position as a trusted local authority in mortgage advisory services.
Services
First Time Buyer Mortgages
Remortgage Advice
Moving Home Mortgages
Buy to Let Mortgages
Self Employed Mortgages
Life Insurance Advice
House Insurance Advice
Mortgage Protection
Large Loan Advice
Credit Issue Support
Details
- Year established: 2004
Highlights and features
- We offer unbiased advice from CeMAP-qualified brokers with 20+ years of combined experience.
- We compare mortgages from over 50 lenders to secure the best possible deals.
- Our team specialises in complex cases, including self-employed mortgages and adverse credit.
- We provide transparent pricing with no upfront fees for initial consultations.
- We handle all administrative tasks, liaising directly with lenders and solicitors.
Associations and certifications
- CeMAP
- Financial Conduct Authority
- PRIMIS Mortgage Network
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through mortgage options, identifying lenders most favourable to new applicants. Our team explains eligibility criteria clearly and negotiates competitive rates. With knowledge of local market conditions, we help clients secure appropriate borrowing limits while explaining all associated costs and protections.
Remortgage Advice
Our remortgage service reviews existing agreements to identify savings opportunities through better rates or terms. We assess exit fees and new lender requirements, ensuring seamless transitions. Clients receive comparative analyses of potential savings and guidance on timing considerations for optimal financial benefit.
Buy to Let Mortgages
We connect property investors with specialist buy-to-let mortgage products, considering rental income calculations and portfolio strategies. Our advice covers tax implications, deposit requirements, and lender-specific criteria for multiple properties, ensuring compliance with evolving regulatory standards for landlords.
Self Employed Mortgages
Our experts identify lenders that favourably assess self-employed income structures, including limited company directors. We explain documentation requirements for tax returns and SA302 forms, helping clients present their financial position effectively to secure appropriate borrowing limits.
Mortgage Protection
We provide tailored protection solutions including life cover, critical illness, and income protection policies. These products safeguard mortgage commitments against unforeseen circumstances, with advice on appropriate coverage levels and policy features that align with individual risk profiles and lender requirements.
People
Ivona Lord
Founder
Established the company in 2004 after banking and mortgage broking experience. Advocates unbiased service tailored to client needs. Prioritises client relationships through referrals and personal recommendations.
Sarah Lister
Mortgage Adviser
Joined in 2006 with estate agency background. Specialises in guiding clients through home buying processes. Recognised for resolving complex mortgage access issues and lender negotiations.
Eilish Crowther
Mortgage Broker
Certified broker since 2017 with expertise in mortgage and protection advice. Focuses on client education and demystifying mortgage jargon. Combines technical knowledge with approachable communication style.
Deborah Selfridge
Office Administration
Joined in 2024 to support mortgage processes. Ensures efficient client-adviser communication. Maintains transparent administrative systems to facilitate smooth transaction management.
Questions
Do you charge a fee for mortgage advice?
Initial consultations are free with no obligation. A £299 fee applies only upon application.
Can you help with complex mortgage cases?
Yes, we specialise in complex scenarios including self-employment, adverse credit, and unique income structures.
Are your mortgage rates better than direct lenders?
We access exclusive deals unavailable to the public, potentially saving clients money on mortgage terms.
Do you offer remote mortgage services?
Yes, we provide full online, phone, or Zoom consultations without requiring in-person visits.
What mortgage protection services do you provide?
We offer life cover, critical illness cover, and income protection tailored to mortgage requirements.
Are you regulated by financial authorities?
We operate under PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority.
