Business Details
14 Years
experience
Your Trusted Mortgage Brokers in Market Harborough
Founded in 2012, Harborough Mortgages has established itself as a trusted provider of professional mortgage and insurance solutions. With over 14 years of combined experience in financial services, our team offers access to the entire UK mortgage market, leveraging relationships with banks, building societies, and specialist lenders. We prioritise client needs through transparent advice, plain-English communication, and tailored solutions for diverse financial circumstances. Our expertise spans adverse credit cases, equity release, and protection planning, supported by a commitment to ongoing client education.Recognised for quality advice, including industry awards for service excellence, we maintain rigorous compliance with FCA regulations while delivering personalised support. Our approach combines local market knowledge with national market access, ensuring clients receive competitive deals matched to their unique requirements. Through continuous service refinement and investment in staff development, we aim to simplify complex financial products while maintaining the highest standards of customer care.
Services
Mortgages
Equity Release
Help to Buy
Life Insurance
Secured Loans
Details
- Year established: 2012
Highlights and features
- We offer 14+ years of combined experience in financial services
- Our team has access to the entire UK mortgage market
- We provide specialist expertise in adverse credit and equity release cases
- Our advisers hold professional qualifications including CEMAP and CERER
- We maintain FCA-regulated compliance standards for client protection
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Extremely helpful
Professional expertise
Excellent service
Knowledgeable advisers
Personalised solutions
Services
Mortgages
We provide comprehensive mortgage brokering services covering all property types and buyer circumstances. Our FCA-regulated advisers access the entire UK mortgage market to secure competitive rates for first-time buyers, remortgagers, and buy-to-let investors. Specialist expertise includes adverse credit cases and complex income situations, with transparent fee structures and ongoing support throughout the mortgage term.
Equity Release
Our equity release specialists help homeowners aged 55+ access tax-free cash from property equity. We offer impartial advice on lifetime mortgages and home reversion plans, with access to exclusive market deals. Services include detailed affordability assessments, inheritance tax implications analysis, and tailored repayment strategies to maintain financial flexibility.
Life Insurance
We provide comprehensive life insurance solutions with flexible coverage options. Our advisers help clients select appropriate term lengths and payout structures, including level, decreasing, or increasing cover. We specialise in matching policy terms to mortgage requirements and family protection needs, with access to specialist insurers for complex medical histories.
Secured Loans
Our secured loan services cater to homeowners requiring larger borrowings for debt consolidation or major expenditures. We connect clients with lenders offering competitive rates secured against property equity, with specialist support for self-employed applicants and those with adverse credit histories. Our broker partners ensure comprehensive affordability assessments.
Help to Buy
We specialise in government-backed Help to Buy schemes for first-time purchasers. Our advisers explain eligibility criteria, manage equity loan applications, and coordinate with developers and solicitors. We provide detailed cost projections including future interest rate changes and repayment obligations, ensuring clients understand long-term financial commitments.
People
Bobby Rees
Managing Director and Financial Adviser
With 15+ years in financial services, Bobby founded Harborough Mortgages in 2012. Holding CEMAP and CERER qualifications, he specialises in adverse credit and equity release cases. His leadership has driven company growth while maintaining client-focused service standards.
Rosie Lee
Branch Manager
Rosie oversees daily operations and client service standards. With extensive management experience, she ensures smooth administrative processes and coordinates mortgage application logistics. Her role focuses on maintaining the company's high service delivery benchmarks.
Stephanie Kerry
Mortgage & Protection Adviser
Stephanie provides expert mortgage and insurance advice, drawing on seven years' experience in financial services. Previously working with major building societies, she specialises in client education and ensuring clear understanding of financial products through accessible explanations.
Leigh Bass
Equity Release Specialist
Leigh focuses on later-life lending solutions, holding CEMAP and CERER qualifications. With 14 years in financial services, he has won multiple industry awards for advice quality. His expertise covers complex equity release structures and inheritance tax planning.
Questions
What mortgage options exist for self-employed applicants?
We access specialist lenders offering flexible income verification for self-employed borrowers, including those with complex accounting structures or recent business changes.
How does equity release affect inheritance tax?
Our advisers provide detailed explanations of equity release implications on estate planning, including strategies to mitigate inheritance tax through gradual fund withdrawals.
Can you help with adverse credit mortgages?
Yes, we specialise in adverse credit cases, working with lenders offering tailored products for applicants with past credit issues, CCJs, or bankruptcy history.
What protection plans cover critical illness?
We offer combined life and critical illness policies covering over 40 medical conditions, with options for partial payouts on less severe diagnoses and guaranteed renewals.
How does the Help to Buy scheme work?
We explain government equity loans up to 40% in London, manage applications, and clarify repayment obligations including interest charges after the initial five-year interest-free period.
What secured loan options exist for debt consolidation?
We connect clients with lenders offering competitive rates for consolidating debts into property-secured loans, with terms up to 25 years and flexible repayment structures.
