Business Details
21 Years
experience
Trusted Mortgage Brokers in Rugby
Established in 2005, LPR Mortgage Services has been providing impartial mortgage advice to residents of Rugby and surrounding areas. With over 35 years of combined experience in the financial industry since 1986, our team specialises in guiding first-time buyers and home movers through the complexities of the mortgage market. We leverage our deep local knowledge of Rugby's property landscape and access to exclusive mortgage schemes, including Help to Buy initiatives, to deliver tailored solutions. Our commitment to transparency ensures clients receive comprehensive explanations of all financial implications, including a clear fee structure of 299 on application and 199 on completion.As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of professional conduct. Our face-to-face advisory approach, supported by modern technology, has earned us consistent positive feedback for making the mortgage process stress-free and efficient.
Services
Mortgage Advice
Remortgaging Services
Financial Protection
Home Insurance
First-Time Buyer Support
Details
- Year established: 2005
Highlights and features
- We have over 15 years' experience in residential mortgage advisory services
- Our team maintains FCA-authorised regulatory compliance through Stonebridge Mortgage Solutions
- We offer exclusive access to Help to Buy mortgage schemes in Rugby
- Our local market expertise covers Rugby's property developments since 1997
- We provide transparent fee structures with no hidden charges
What people say
Fantastic service
Stress-free process
Excellent communication
Highly recommended
Expert guidance
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, and buy-to-let properties. Our whole-of-market approach ensures access to exclusive rates and tailored solutions. Clients benefit from our FCA-regulated status and transparent fee structure, with expert guidance through every stage of the mortgage process.
Financial Protection
Our financial protection services include life assurance, critical illness cover, and income protection policies. These products help safeguard clients' financial security against unforeseen circumstances. We offer impartial advice to create complete protection packages that complement mortgage arrangements and provide peace of mind for families.
Home Insurance
We advise on comprehensive home insurance solutions covering buildings and contents. Our expertise ensures proper protection for all property types, including new developments and traditional homes. We explain policy details clearly, helping clients understand coverage for risks like fire, flood, and subsidence while considering specific property features.
People
Lloyd Richards
Mortgage Adviser
With over 35 years' experience since 1986, Lloyd provides expert mortgage advice in Rugby. He established LPR Mortgage Services in 2005, combining local knowledge with FCA-regulated professionalism to deliver stress-free mortgage solutions for first-time buyers and home movers.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let financing, and access to Help to Buy schemes. Our whole-of-market approach ensures tailored solutions for all property transactions.
Are your mortgage fees transparent?
Yes, our fees are £299 on application and £199 on completion, with no hidden charges. We explain all financial implications clearly before proceeding with any mortgage arrangement.
How do you help first-time buyers?
We guide first-time buyers through every step, explaining mortgage options, affordability assessments, and government schemes. Our local expertise helps clients navigate Rugby's property market with confidence.
Are you regulated by financial authorities?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority under reference number 431404.
Do you offer protection products?
Yes, we provide life assurance, critical illness cover, and income protection policies to safeguard clients' financial security alongside their mortgage arrangements.
