Business Details
Trusted Mortgage Advisers in Northern Ireland
At Mortgage IQ, we specialise in making mortgage journeys stress-free through our dedicated team's local expertise and personalised service. Established with a commitment to customer satisfaction, our advisers combine over 150 years of collective experience to provide tailored mortgage solutions across Northern Ireland. We prioritise transparency, offering comprehensive advice on first-time purchases, remortgaging, buy-to-let, and self-build projects while maintaining FCA-regulated standards. Our team's qualifications, including CeMAP and DipFA certifications, ensure technical excellence, and our Diversity Mark recognition demonstrates our commitment to inclusive workplace practices.With 12 branches and flexible appointment options, including late-night and Saturday meetings, we maintain accessibility without compromising service quality. Backed by St. James's Place Wealth Management, we combine local knowledge with national regulatory compliance to deliver trusted financial partnerships.
Services
First Time Buyers
Remortgage Solutions
Buy to Let Mortgages
Self Build Financing
Co-Ownership Schemes
Specialist Mortgages
Affordability Calculations
Stamp Duty Calculations
Highlights and features
- 150+ years combined experience in mortgage advisory services
- 12 local branches across Northern Ireland with flexible appointments
- Award-winning advisers with industry-recognised qualifications
- Diversity Mark accredited for inclusive workplace practices
- Partnership with St. James's Place Wealth Management for comprehensive financial solutions
Associations and certifications
- Financial Conduct Authority (FCA)
- Diversity Mark
What people say
Exceptional service from start to finish
Professional and friendly team
Stress-free mortgage process
Local knowledge and expertise
Prompt response times
Services
First Time Buyers
Our first-time buyer specialists help new purchasers navigate property acquisition with tailored mortgage solutions. We provide clear guidance on eligibility criteria, deposit requirements, and government schemes while negotiating competitive rates. Our advisers maintain ongoing support from initial consultation to property completion.
Remortgage Solutions
We help homeowners secure better mortgage terms through comprehensive market analysis and equity assessments. Our team evaluates exit fees, new rate structures, and refinancing opportunities to maximise savings while ensuring smooth transition processes with minimal disruption.
Buy to Let Mortgages
Specialist buy-to-let advisers provide portfolio management strategies and landlord-specific mortgage products. We assess rental income requirements, tax implications, and property management considerations while maintaining compliance with regulatory standards for investment properties.
Self Build Financing
Our self-build experts guide clients through phased financing arrangements for custom property development. We coordinate with builders and architects to ensure funding aligns with construction milestones while managing complex planning and regulatory requirements.
Co-Ownership Schemes
We facilitate co-ownership mortgage arrangements with clear legal structures and financial responsibilities. Our advisers help multiple parties establish equitable ownership arrangements while ensuring compliance with lending criteria for joint property acquisitions.
People
Tanya Martin
Managing Director
With 20+ years in financial services, Tanya leads Mortgage IQ's strategic direction. She specialises in business wills, shareholder protection, and comprehensive mortgage solutions while mentoring team members to maintain high advisory standards.
Alastair Hall
Financial Planner
Alastair brings 50 years combined industry experience from major building societies. He focuses on mortgage placement strategies and client relationship management, operating from our Glengormley branch with his wife Beverley.
Kris Gaw
Mortgage Adviser
Award-winning adviser Kris specialises in first-time buyer mortgages across Bangor and Comber. Recognised with Danske Bank's Rising Star Award, he provides tailored solutions while maintaining exceptional client communication throughout the mortgage process.
Diane Pankhurst
Financial Planner
With nearly 20 years in financial services, Diane specialises in complex mortgage arrangements and wealth management. She transitioned from administrative roles to qualified financial planning, focusing on client-centric solutions in Jordanstown.
Joanne Johnston
Branch Owner
Joanne has led our East Belfast branch since inception, combining local market knowledge with 20+ years of financial services experience. She focuses on community engagement and mortgage protection solutions for residential clients.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, self-build projects, and co-ownership schemes across Northern Ireland.
Are your mortgage advisers qualified?
All our advisers hold industry-recognised qualifications including CeMAP and DipFA, with many achieving advanced financial planning certifications.
Can I get same-day mortgage appointments?
We guarantee appointment availability within 24 hours, including late-night and Saturday slots at multiple branch locations.
How do you compare mortgage options?
Our comparison tools evaluate over 10,000 local clients' needs annually, considering interest rates, fees, and individual financial circumstances.
What community initiatives do you support?
We actively support local charities through fundraising and sponsorships, holding the Diversity Mark for inclusive workplace practices.
How are mortgage applications processed?
Applications receive dedicated case management from start to completion, with regular updates through our Holywood-based support team.
