Business Details
6 Years
experience
Your Trusted Financial Advisers in London
Crystal Life is a firm of financial advisers offering expert financial, protection, and mortgage advice to individuals and businesses. Established in 2020 through a merger with Tremellen Jeffrey Allan Ltd, we combine decades of experience to provide impartial guidance tailored to clients' needs. Our services span financial planning, mortgage solutions, and protection insurance, with a focus on helping clients achieve long-term financial security. We work with employed, self-employed, retired individuals, and SMEs, offering access to the full range of UK market products.Our team of highly qualified advisers prioritises client interests, ensuring decisions align with personal circumstances and goals. As an appointed representative of The On-Line Partnership Limited, regulated by the Financial Conduct Authority, we uphold rigorous standards of professionalism and compliance. With offices in Borehamwood, London, Milton Keynes, and Cambridge, we serve clients across the UK through in-person and remote consultations.
Services
Financial Planning
Mortgage Advice
Protection Insurance
Pension Planning
Tax Strategy
Investment Management
Life Assurance
Health Insurance
Business Insurance
Estate Planning
Details
- Year established: 2020
Highlights and features
- We offer 28 years of combined experience in financial and mortgage advisory services.
- Our independent status grants access to the full UK market of financial products.
- We provide impartial, client-focused advice tailored to individual circumstances.
- Our team holds advanced qualifications in retail investment and mortgage advisory.
- We maintain regulatory compliance through our partnership with The On-Line Partnership Limited.
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
Our financial planning service helps clients achieve long-term financial goals through tailored strategies. We assess your current situation, risk tolerance, and objectives to create comprehensive plans covering savings, investments, and retirement. With regular reviews, we ensure your financial roadmap adapts to life changes and market conditions.
Mortgage Advice
We provide independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our advisers compare thousands of products to find competitive rates that match your financial circumstances. We explain all options clearly, including repayment structures and protection requirements.
Protection Insurance
Our protection insurance solutions safeguard your financial security against unforeseen events. We offer life assurance, critical illness cover, and income protection policies tailored to individual needs. We help determine appropriate coverage levels while explaining policy terms and exclusions clearly.
Pension Planning
We specialise in pension planning for occupational schemes, SIPPs, and personal pensions. Our advice covers contribution strategies, tax efficiency, and retirement income planning. We help clients navigate auto-enrolment requirements and optimise their pension arrangements for long-term growth.
Tax Strategy
Our tax advisory service focuses on legitimate tax efficiency strategies for income, capital gains, and inheritance tax. We help clients structure their finances to minimise tax liabilities within regulatory frameworks. We provide clear explanations of current tax rules and their personal implications.
Questions
What financial services does Crystal Life offer?
We provide financial planning, mortgage advice, protection insurance, pension management, tax strategy, and investment solutions tailored to individual and business needs.
Are Crystal Life regulated financial advisers?
Yes, we operate as appointed representatives of The On-Line Partnership Limited, authorised and regulated by the Financial Conduct Authority under reference 192638.
How do you compare mortgage options for clients?
We analyse thousands of mortgage products across the UK market to find competitive rates and terms that match your specific circumstances and financial goals.
What areas do you cover for in-person consultations?
We have offices in Borehamwood, London, Milton Keynes, and Cambridge, serving clients across the UK through both face-to-face and remote advisory services.
How do you ensure impartial financial advice?
As independent financial advisers, we have unrestricted access to the entire UK market of financial products, ensuring we can provide truly impartial recommendations without product restrictions.
