Business Details
Expert Mortgage Brokers in Arbroath
Established with over 13 years of expertise in the mortgage and insurance industry, Victoria Mortgage & Protection Services has become a trusted name in Arbroath, Dundee, and Broughty Ferry. Our team of dedicated specialists provides personalized mortgage assistance, guiding clients through the complexities of fixed-rate, tracker, buy-to-let, offset, capped-rate, and discount mortgages. We prioritise transparency, ensuring no upfront appraisal fees while delivering tailored solutions that align with individual financial circumstances. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and compliance.Our commitment extends beyond mortgages to include life insurance, critical illness cover, income protection, and building and contents insurance, ensuring comprehensive financial security for our clients. With a client-centric approach, we pride ourselves on our 98% customer satisfaction rate, evidenced by testimonials highlighting our efficiency, expertise, and flexibility in accommodating clients' schedules. Whether you're a first-time buyer or seeking to remortgage, our local market knowledge and dedication to honest, straightforward advice make us the ideal partner for your financial needs.
Services
Fixed Rate Mortgages
Tracker Mortgages
Buy to Let Mortgages
Offset Mortgages
Capped Rate Mortgages
Discount Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Building Insurance
Highlights and features
- We have over 13 years of experience in mortgage and insurance services
- Our team consists of FCA-authorised professionals
- We provide personalised mortgage solutions without upfront fees
- We offer comprehensive protection services including life insurance
- Our local market expertise covers Arbroath, Dundee and Broughty Ferry
Associations and certifications
- Financial Conduct Authority
What people say
Very professional service
Highly recommended
Flexible scheduling
Transparent advice
Excellent support
Services
Fixed Rate Mortgages
Fixed rate mortgages provide security through consistent monthly repayments over set periods of 2-10 years. This option suits those seeking budget certainty while managing long-term financial commitments. Our advisors help clients select appropriate terms based on individual circumstances and market conditions.
Tracker Mortgages
Tracker mortgages align with the Bank of England base rate, offering potential savings when rates decrease. While repayments fluctuate, this option suits borrowers comfortable with market variability and seeking potential cost benefits during low-interest periods.
Buy to Let Mortgages
Specialised buy-to-let mortgages cater to property investors seeking rental income. These products consider landlord-specific requirements, with our experts advising on appropriate financing structures while explaining associated tax implications and regulatory considerations.
Life Insurance
Life insurance policies provide financial security for dependents through term assurance and whole-of-life coverage options. Our advisors explain policy details, helping clients choose appropriate coverage levels and terms to protect their family's financial future.
Income Protection
Income protection policies ensure essential payments continue during sickness or accident-related unemployment. We guide clients through policy options that provide tax-free monthly payments until they can return to work or retire.
Questions
What mortgage types do you offer?
We provide fixed-rate, tracker, buy-to-let, offset, capped-rate and discount mortgages tailored to individual needs.
Are your mortgage fees transparent?
Yes, our fees range from £250 to £1000 with no hidden charges or upfront appraisal costs.
Do you offer insurance products?
We provide life insurance, critical illness cover, income protection and building insurance solutions.
Are you FCA regulated?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd (FCA ref: 709339).
Do you serve areas beyond Arbroath?
We serve clients in Dundee, Broughty Ferry and surrounding areas across Angus and Tayside.
