Business Details
Expert Mortgage Advice in Edinburgh
Established by Gerry Weir, Cornerstone Mortgage Consultants delivers independent mortgage advice rooted in over 30 years of industry expertise. Our approach prioritises understanding clients' unique financial circumstances, credit histories, and risk preferences to identify tailored mortgage solutions. We differentiate ourselves by managing the entire application process, coordinating with solicitors, estate agents, and lenders to alleviate client stress.Our commitment to exceptional customer service is evidenced by client testimonials praising our clear communication, evening appointments, and ability to simplify complex remortgage procedures. As an FCA-regulated firm, we adhere to rigorous professional standards while maintaining a client-centric ethos that values transparency and long-term relationships.
Services
Mortgages
Mortgage Types
Repaying Your Mortgage
Protection Services
Life Assurance
Income Protection
Highlights and features
- We offer 30+ years of mortgage industry experience
- Our team provides personalised mortgage solutions tailored to individual needs
- We manage entire mortgage applications from start to finish
- FCA regulated for your protection and peace of mind
- Proven track record of successful remortgage completions
Associations and certifications
- Financial Conduct Authority
What people say
First rate service
Clear, considered advice
Made everything effortless
Saved the day
Would recommend
Services
Mortgages
We provide comprehensive mortgage solutions tailored to individual financial circumstances. Our whole-of-market approach ensures access to competitive rates across residential, buy-to-let, and remortgage products. With expert guidance through every stage, we simplify complex processes while maintaining transparent communication.
Life Assurance
Our life assurance products protect loved ones against financial hardship in the event of death. We offer mortgage life cover that settles outstanding balances, ensuring dependents retain property ownership. Policies are tailored to individual needs with flexible term options and competitive premiums from trusted providers.
Income Protection
We provide income protection plans that maintain financial stability during unexpected sickness or injury. These policies deliver tax-free monthly payments until you return to work, covering mortgage and loan commitments. Options include short-term and long-term coverage up to retirement age for comprehensive security.
Protection Services
Our protection portfolio includes life assurance, income protection, and business cover solutions. We assess individual risk profiles to recommend appropriate safeguards against unforeseen events. These products ensure financial commitments remain manageable during challenging life circumstances while protecting business interests.
Mortgage Types
We offer expert guidance across all mortgage types including fixed-rate, tracker, and offset mortgages. Our specialists explain product features clearly, helping clients choose between repayment structures and interest rate mechanisms. We provide tailored advice for first-time buyers, remortgagers, and property investors.
People
Gerry Weir
Founder
With over 30 years in mortgage and protection sectors, Gerry established Cornerstone Mortgage Consultants to deliver impartial advice. His lender management background informs strategic product selection while maintaining client-focused service excellence through evening appointments and comprehensive application management.
Questions
How do you personalise mortgage solutions?
We assess your financial position, credit history, and risk preferences to recommend tailored mortgage products that match your specific circumstances and goals.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority under reference 476316, ensuring compliance with strict professional standards.
What protection services do you offer?
We provide life assurance, income protection, and business protection solutions to safeguard against financial risks from unexpected life events.
How long does the mortgage process take?
Typically 4-8 weeks, though we manage applications efficiently by coordinating with all parties to maintain progress and communication.
Do you charge fees for mortgage advice?
Our advice is usually commission-funded through lenders, but we'll clearly disclose any applicable fees during initial consultations.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let mortgage solutions with competitive rates tailored to property investment requirements and landlord needs.
