Business Details
Your Trusted Mortgage Broker in Edinburgh
Established over 25 years ago, First Mortgage has grown to become one of the UK's leading mortgage advisory services. Our commitment to providing free, impartial advice has enabled us to secure billions in mortgages for clients nationwide. We combine extensive industry experience with a personal approach, ensuring each client receives tailored solutions that meet their unique circumstances. Our success is evidenced by a 70% referral rate from satisfied customers, reflecting our dedication to quality customer care. As an FCA-authorised firm, we maintain the highest standards of professionalism and ethical conduct. Our innovative approach includes sophisticated mortgage search tools that compare over 10,000 products, ensuring we find the best possible deals.We operate through a nationwide network of branches while maintaining the flexibility to provide remote assistance via phone or online platforms. Our team of experts handles all paperwork, eliminating the need for clients to navigate complex mortgage processes independently. The Best in Market Mortgage Promise guarantees clients will receive 500 if a better deal is found elsewhere, demonstrating our confidence in our service quality. With a proven track record of navigating economic challenges successfully, we continue to expand our services while maintaining our core commitment to customer satisfaction.
Services
Buy to Let Mortgage
First Time Buyer
Remortgage
LIFT Mortgage Scheme
New Build Mortgages
Shared Equity Mortgage
Moving Home Mortgages
Highlights and features
- 25+ years of mortgage advisory experience
- 100% free service funded by lenders
- Compare over 10,000 mortgage products
- FCA-authorised and regulated professionals
- 500 Best in Market Mortgage Guarantee
Associations and certifications
- Financial Conduct Authority
What people say
Award-winning service
Free impartial advice
Best deals guaranteed
Excellent customer support
High success rate
Services
Buy to Let Mortgage
Specialist buy-to-let mortgage solutions tailored for property investors. Our expert brokers compare thousands of products to find competitive rates that maximise investment returns. We provide comprehensive guidance on tax implications, rental income considerations, and portfolio management strategies.
First Time Buyer
Tailored mortgage advice for first-time purchasers navigating the property market. We explain Help to Buy schemes, deposit requirements, and government assistance programs while comparing thousands of products to find the most suitable options for new buyers.
Remortgage
Expert remortgaging services to help homeowners secure better rates and terms. Our brokers analyse current deals, calculate potential savings, and handle all paperwork to ensure a smooth transition to more favourable mortgage arrangements.
LIFT Mortgage Scheme
Specialist advice on Scotland's Low-cost Initiative for First Time Buyers (LIFT) mortgage scheme. We guide applicants through eligibility requirements, application processes, and help secure competitive rates specifically for Scottish first-time buyers.
New Build Mortgages
Dedicated mortgage solutions for purchasing newly constructed properties. Our brokers understand developer incentives, new build warranties, and specific lending criteria to help clients secure optimal financing for modern properties.
Questions
Is your mortgage advice really free?
Yes, our service is completely free as we receive commission from lenders. We never charge clients any fees for our mortgage advice or services.
How do you find the best mortgage deals?
We use sophisticated search tools comparing over 10,000 products from hundreds of lenders to find the most suitable mortgage based on your individual circumstances.
What is your Best in Market Mortgage Promise?
If you find a better mortgage deal elsewhere, we'll pay you £500. This guarantee applies to like-for-like products with lower true costs over the special rate period.
Can you help with mortgage applications nationwide?
Yes, while we have physical branches across the UK, we also provide mortgage advice and support to clients anywhere in the country via phone and online platforms.
Are you regulated by financial authorities?
Yes, we're an Appointed Representative of firms authorised and regulated by the Financial Conduct Authority, ensuring we maintain the highest professional standards.
What mortgage types do you offer?
We provide advice on all mortgage types including buy-to-let, first-time buyer, remortgage, new build, shared equity, and Scotland-specific schemes like LIFT.
