Business Details
36 Years
experience
Emergency
services
Your Trusted Financial Partner for Bridging Loans and Development Finance Solutions
We are independent finance brokers with extensive experience in providing competitive finance facilities quickly and efficiently. Our team specialises in bridging loans, development finance, commercial mortgages, and secured loans, offering access to a wide panel of leading lenders. Authorised and regulated by the Financial Conduct Authority, we prioritise transparency, avoiding high-pressure sales tactics while ensuring clients receive the best possible deals.With availability from 8am to 10pm seven days a week, we provide personalised service through experienced professionals who understand individual requirements. Our focus on simplicity ensures the entire process, from initial consultation to completion, remains straightforward and stress-free for all clients.
Services
Bridging Loans
Development Finance
Commercial Mortgages
Secured Loans
Online Application
Details
- Year established: 1990
Highlights and features
- We have over 25 years of experience in financial brokerage services.
- Our independent status grants access to a comprehensive panel of lenders.
- We guarantee no broker fees for any of our financial products.
- Our team provides 24/7 availability for urgent financial needs.
- We operate under FCA regulation, ensuring compliance and client protection.
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Fast completions
Transparent fees
Expert advisors
Stress-free process
Services
Bridging Loans
Bridging loans provide rapid funding solutions for property purchases, chain breaks, or auction acquisitions. Ideal for individuals and businesses requiring immediate liquidity, these loans offer flexible terms from 1 to 24 months with no broker fees. Our FCA-regulated service ensures competitive rates and transparent processes, supporting clients from application to completion.
Development Finance
Development finance supports property developers seeking capital for construction, conversions, or large-scale projects. We arrange facilities from 100,000 to 1 billion, covering land purchases and build costs. Our independent brokerage secures tailored terms, including staged payments and 100% construction financing, ensuring projects remain profitable and on schedule.
Commercial Mortgages
Commercial mortgages cater to businesses acquiring or refinancing commercial properties. With loan amounts from 100,000 to 250 million, we offer interest-only options and access to leading lenders. Our award-winning team simplifies the process, ensuring competitive rates and flexible repayment structures aligned with business cash flows.
Secured Loans
Secured loans provide funding against property or asset collateral, ideal for homeowners or businesses needing capital. Available from 5,000 to 2.5 million with terms up to 35 years, these loans accommodate adverse credit histories. Our advisors ensure high LTV ratios and transparent terms, prioritising client affordability.
Online Application
Our online application streamlines access to bridging loans and development finance through instant calculators and pre-approval tools. Clients receive detailed cost breakdowns and quotes without submitting personal details initially. This digital-first approach reduces delays, enabling faster decision-making and seamless submission to preferred lenders.
People
Neil Andrews
Founder
With over 25 years of entrepreneurial experience, Neil established KIS Finance to provide transparent, client-focused financial solutions. His leadership ensures the company maintains its 'Keep It Simple' ethos while delivering tailored lending expertise.
Sam O'Neill
Senior Bridging Consultant
Sam specialises in bridging loans, offering clients rapid solutions with clear communication. His expertise in complex cases ensures stress-free completions, supported by a track record of 5-star client feedback.
Phoebe Appleby
Senior Bridging Advisor
Phoebe provides exceptional client support in bridging finance, known for her responsiveness and ability to simplify intricate processes. Her focus on transparency builds long-term trust with individuals and businesses alike.
Mat Phillips
Senior Bridging Consultant
Mat combines technical knowledge with a personable approach, ensuring clients understand all options. His dedication to finding cost-effective solutions has made him a key advisor for time-sensitive transactions.
Chris Borwick
Development Finance Specialist
Chris leads development finance solutions, leveraging industry relationships to secure funding for large-scale projects. His expertise in staged financing supports developers in achieving ambitious goals efficiently.
Questions
What financial services does KIS Finance offer?
We specialise in bridging loans, development finance, commercial mortgages, and secured loans, tailored to individual and business needs across the UK.
How quickly can I obtain a bridging loan?
Some loans complete within 48 hours, though most take 2–4 weeks, depending on lender requirements and documentation readiness.
Are there fees for using your brokerage services?
We charge no broker fees for any financial products, ensuring cost-effective solutions for our clients.
Can I apply for finance with a poor credit history?
Yes, we consider adverse credit cases, focusing on exit strategies and security value rather than income alone.
How does development finance work?
Funds are released in stages aligned with project milestones, covering land purchases and build costs up to 70% of gross development value.
