Business Details
Your Trusted Mortgage Broker in Edinburgh
Malleny Mortgage Solutions is an independent, whole-of-market mortgage and protection broker serving clients across Scotland and the UK. Our CeMAP-qualified brokers provide tailored advice, leveraging access to over 150 lenders and 15,000 mortgage deals to secure optimal solutions for clients. With a focus on integrity and approachability, we simplify the mortgage process for first-time buyers, home movers, and buy-to-let investors. Our team prioritises client interests, offering transparent guidance and support throughout the entire journey.Recognised with industry awards, including Protection Broker of the Year 2024, we combine expertise with a commitment to regulatory compliance under the Financial Conduct Authority. Our services extend to equity release, bridging finance, and insurance, ensuring comprehensive financial solutions tailored to individual needs.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Bridging Finance
Equity Release
Insurance Services
Business Protection Insurance
Remortgaging
Home Movers
Expat Mortgages
Holiday Let Mortgages
Highlights and features
- CeMAP-qualified brokers with access to 15,000+ mortgage deals
- Independent whole-of-market advice tailored to individual needs
- Regulated by the Financial Conduct Authority for consumer protection
- Award-winning service with Protection Broker of the Year 2024
- Transparent fee structure discussed upfront with all clients
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
What people say
Expert advice
Professional service
Trustworthy brokers
Approachable team
Award-winning guidance
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored advice. Our CeMAP-qualified brokers access 15,000+ deals to find competitive rates. Clients receive step-by-step support from initial consultation to completion, including Agreement in Principle services at no upfront cost.
Buy to Let Mortgages
Our buy-to-let specialists help investors secure financing with deposits from 25% of property value. We explain rental yield requirements and access exclusive deals for both standard and renovation properties. Services include Ltd Co mortgage advice and AirBnB/holiday let financing options.
Bridging Finance
We arrange bridging finance for property transactions requiring quick funding. Our brokers secure competitive rates with exit strategy planning, supporting both residential and commercial needs. Clients benefit from our track record in complex bridging scenarios across Scotland and the UK.
Equity Release
As Equity Release Council members, we offer lifetime mortgages and retirement interest-only options. Our advisors assess all three later-life lending options to find suitable solutions, ensuring clients understand implications for inheritance and future financial planning.
Business Protection Insurance
We provide tailored business protection solutions including key person cover, shareholder protection, and loan insurance. Our services help businesses maintain stability during unexpected events, with tax-efficient options like relevant life cover for employees.
People
Karen Dick
Rising Star Advisor 2021
Award-winning mortgage advisor with expertise in first-time buyer mortgages and protection insurance. Known for approachable service and detailed market knowledge.
Sam Malone
Protection Broker of the Year 2024
Specialist in insurance solutions with a focus on income protection and business risk management. Recognised for exceptional client support and industry expertise.
Emma
Mortgage and Protection Administrator
Key team member supporting mortgage and insurance processes. Provides administrative expertise to ensure smooth transactions and client communication.
Questions
What mortgage options do you offer for first-time buyers?
We offer standard residential mortgages, guarantor mortgages, and shared ownership options tailored to first-time buyers' needs.
Can you help with buy-to-let mortgages for overseas investors?
Yes, we specialise in expat mortgages for UK property investment with access to specialist lenders and offshore solutions.
Are your mortgage advice fees transparent?
Yes, we discuss all fees upfront during initial consultations before providing services.
Do you offer equity release advice?
Yes, we're Equity Release Council members offering lifetime mortgages and alternative later-life lending solutions.
How are you regulated as a mortgage broker?
We're authorised and regulated by the Financial Conduct Authority under reference 629748.
Can you assist with business protection insurance?
Yes, we provide key person cover, shareholder protection, and business loan insurance solutions.
