Business Details
We are Mortgage Help Scotland, a team of specialist mortgage advisors based in Dalgety Bay with a service area covering all of Fife. We have more than 30 years of combined experience delivering tailored mortgage and protection advice to clients across the region. Our advisors support first-time buyers, existing homeowners seeking remortgages, landlords with property portfolios, and individuals looking for suitable protection cover. We offer both face-to-face and video call appointments to accommodate the varying needs and preferences of our clients. We do not charge standard fees for residential mortgage advice, research or arrangement, keeping costs accessible for the majority of our customers. For specific case types including buy to let mortgages, adverse credit applications and residential mortgages under 40,000, a fee of 295 may apply, which we communicate transparently from the outset.
We search the entire UK mortgage market to source the most competitive rates available for each clients unique personal and financial circumstances. We are committed to removing unnecessary jargon from all our communications, ensuring every client fully understands every step of their mortgage journey. Our team prioritises clear, responsive support, with advisors often responding to queries out of standard working hours to provide timely assistance. We adhere to strict professional standards, delivering unbiased advice that always puts our clients best interests first. We have built a trusted reputation across Dunfermline and the wider Fife area, with over 150 verified Google reviews praising our professional, client-focused service.
We search the entire UK mortgage market to source the most competitive rates available for each clients unique personal and financial circumstances. We are committed to removing unnecessary jargon from all our communications, ensuring every client fully understands every step of their mortgage journey. Our team prioritises clear, responsive support, with advisors often responding to queries out of standard working hours to provide timely assistance. We adhere to strict professional standards, delivering unbiased advice that always puts our clients best interests first. We have built a trusted reputation across Dunfermline and the wider Fife area, with over 150 verified Google reviews praising our professional, client-focused service.
Highlights and features
- We have over 30 years of specialist mortgage advice experience.
- We search the whole mortgage market for the best rates.
- We charge no standard fees for most residential mortgage cases.
- We provide transparent, jargon-free communication at every stage.
- We have over 150 verified Google reviews from satisfied clients.
Services
Mortgages
We provide end-to-end mortgage advice for first-time buyers, existing homeowners and other eligible clients across the UK. Our advisors search the entire mortgage market to identify the most competitive rates tailored to your personal financial circumstances. We support you through every step of the application process, from initial consultation to completion, to ensure a smooth, stress-free experience.
Remortgages
We provide whole of market remortgage advice to UK residents currently paying more than necessary on their existing mortgage. Our advisors assess your current deal and personal circumstances to identify more cost-effective options available across the full market. Switching to a more competitive remortgage deal can help you reduce your monthly repayments or release equity from your property.
Protection Insurance
We offer expert advice on a range of protection policies from leading UK life insurance providers. Many of the policies we recommend also include health cover and additional benefits tailored to your personal needs. This ensures you have appropriate financial protection for you and your loved ones in the event of illness, accident or death.
Buy To Let
We provide specialist buy to let mortgage advice for both first-time and experienced landlords across the UK. Our advisors assess your personal circumstances and portfolio goals to identify the most appropriate mortgage product for your needs. This support helps you secure competitive rates to maximise the returns on your property investment.
Shared Ownership
We offer guidance on shared ownership schemes for buyers with small deposits or lower incomes. This scheme allows you to purchase a share of a property and pay rent on the remaining portion, as a stepping stone to full homeownership. Our advisors help you navigate the eligibility criteria and application process to access this affordable housing option.
