Business Details
Independent Mortgage Advisers in Dereham & Norwich
Alexander Rose Independent is a well-established mortgage advisory firm serving clients across Dereham, Norwich, and East Anglia. With extensive experience in the financial services industry, we specialise in providing tailored mortgage solutions to meet individual client needs. Our services encompass capital raising, debt consolidation, shared ownership schemes for first-time buyers, equity release, and mortgage-related insurance products. As an independent adviser, we offer a whole-of-market approach, ensuring clients are not restricted to a limited panel of lenders.We prioritise a personal, face-to-face service when required, while also accommodating remote consultations via email, telephone, or video calls. Flexible appointment options, including evenings and informal meeting locations, ensure accessibility for all clients. Our team combines deep industry knowledge with a commitment to transparency, guiding clients through complex financial decisions with professionalism and care. We are authorised and regulated by the Financial Conduct Authority, underscoring our adherence to rigorous industry standards.
Services
Mortgage Advice
Protection Insurance
Will Writing
Debt Consolidation
Equity Release
Highlights and features
- We offer FCA-regulated mortgage advice with transparent fee structures
- Our whole-of-market approach provides access to diverse mortgage products
- Flexible appointment options including evenings and remote consultations
- Specialist expertise in first-time buyer schemes and buy-to-let portfolios
- Experienced team with deep local knowledge of East Anglia's property market
Associations and certifications
- Financial Conduct Authority
What people say
Unbiased mortgage advice
Dream home purchase
Stress-free process
Expert guidance
Timely support
Services
Mortgage Advice
We provide comprehensive mortgage advisory services tailored to individual financial circumstances. Our FCA-regulated advisers help clients navigate first-time purchases, remortgaging, and buy-to-let investments. With access to the entire market, we ensure competitive rates and suitable terms for residential and commercial property transactions.
Protection Insurance
Our protection insurance services safeguard clients against life's uncertainties. We offer term life assurance, critical illness cover, and income protection policies to secure mortgage commitments during unexpected events. These plans ensure financial stability for dependents in cases of serious illness or death.
Will Writing
We facilitate professional will writing services to protect assets and ensure inheritance wishes are fulfilled. Our guidance prevents intestacy complications, helping clients establish legally sound wills that safeguard their family's future and property distribution preferences.
Debt Consolidation
Our debt consolidation solutions help clients manage multiple financial obligations through single mortgage arrangements. This service extends repayment terms while potentially reducing overall costs, requiring careful consideration of secured debt implications against property assets.
Equity Release
We offer equity release schemes for homeowners seeking to unlock property value without relocation. These tailored solutions provide tax-free lump sums or regular income while maintaining residency, with clear explanations of long-term financial implications and inheritance impacts.
People
Alexander Rose
Mortgage Adviser
Experienced mortgage adviser with extensive knowledge of the East Anglia property market. Specialises in first-time buyer schemes and buy-to-let portfolios while maintaining FCA-regulated standards of professional conduct.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let portfolios, equity release, and debt consolidation solutions across Dereham, Norwich, and East Anglia.
Are you regulated by financial authorities?
Yes, we operate under Financial Conduct Authority authorisation (number 480536) ensuring compliance with strict industry standards and consumer protections.
How much are your mortgage fees?
Our standard arrangement fee is £399.00 with a representative APR of 5.0%, though actual rates depend on individual circumstances and lending criteria.
Can you help with protection insurance?
We offer life assurance, critical illness cover, and income protection policies to safeguard mortgage commitments against unexpected life events and health issues.
What appointment options are available?
We provide flexible consultations including evenings, remote video calls, and informal meetings at local venues while maintaining professional standards.
