Business Details
22 Years
experience
Trusted Mortgage Brokers for Independent Professionals
CMME Mortgages & Protection has been a trusted partner for independent professionals since 2004, specialising in tailored mortgage solutions. Our team of experts understands the unique financial needs of contractors, freelancers, and self-employed individuals, ensuring fair access to competitive mortgage rates. With over 18 years of collaboration with specialist lenders, we prioritise listening to clients' circumstances to craft bespoke mortgage strategies. Our FCA-authorised advisors combine industry expertise with a client-centric approach, advocating for fair treatment of non-traditional workers.We offer comprehensive support including conveyancing, insurance, and financial planning, backed by a technology-driven process that delivers efficiency without compromising personal service. Our commitment to transparency, regulatory compliance, and continuous market innovation establishes us as leaders in contractor mortgage solutions.
Services
Contractor Mortgages
First Time Buyer
Home Mover
Remortgage
Buy to Let
Self Employed Mortgages
Protection Insurance
Financial Advice
Details
- Year established: 2004
Highlights and features
- 20+ years' experience in contractor mortgage solutions
- FCA-authorised advisors specialising in independent professionals
- Access to exclusive lender partnerships for competitive rates
- Holistic financial review services with qualified advisers
- Award-winning customer service with 8,593 verified reviews
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Great communication
Tailored solutions
Professional advisors
Stress-free process
Services
Contractor Mortgages
Tailored mortgage solutions for independent professionals including contractors, freelancers, and consultants. We assess applications based on contract rates rather than traditional employment metrics, offering competitive rates through specialist lenders. Our FCA-regulated advisors provide expert guidance on documentation requirements and borrowing potential calculations.
First Time Buyer
Comprehensive support for first-time property purchasers navigating the mortgage process. Our advisors simplify complex procedures while maximising borrowing capacity through contractor-specific assessment criteria. We provide market-leading deals and ongoing support from application to completion.
Buy-to-Let Mortgages
Specialist financing solutions for property investors with non-traditional income structures. We offer competitive rates and flexible assessment criteria tailored to contractors' unique financial profiles, supported by market-leading advice and portfolio management guidance.
Remortgage Services
Expert remortgaging advice to secure better rates or release equity. Our team conducts comprehensive market analysis to identify optimal deals while considering contractors' specific income verification requirements and long-term financial objectives.
Protection Insurance
Comprehensive insurance solutions including life cover, critical illness protection, and income insurance tailored to contractors' needs. Our FCA-authorised protection consultants ensure appropriate coverage levels to safeguard both personal and business interests against unforeseen circumstances.
People
Babek Ismayil
CEO
Leading CMME's strategic direction with extensive financial services experience, driving innovation in contractor mortgage solutions while maintaining client-centric values.
Dale Parry
COO
Overseeing operational excellence with 11 years' industry experience, ensuring seamless service delivery across mortgage broking and protection services.
Jason Gray
Sales Director
Managing partner relationships with focus on client outcomes, leveraging deep market knowledge to expand access to specialist mortgage products.
Kevin Kiley
Senior Mortgage Consultant
Specialising in complex contractor cases with 24 years' industry experience, providing expert guidance on mortgage applications and financial planning.
Paige Pink
Senior Mortgage Consultant
With 8+ years at CMME and 20 years' financial services experience, offering tailored mortgage solutions for contractors, self-employed, and PAYE clients.
Questions
Will I qualify for a mortgage as a contractor?
We assess applications based on contract rates and continuity of work rather than traditional employment status, with flexible criteria for new contractors.
What mortgage rates can contractors expect?
Competitive rates matching PAYE borrowers through specialist lenders, with current deals from 5.0% APR for eligible applicants.
How is my mortgage application assessed?
We evaluate gross contract rates and work history, with less emphasis on traditional accounts for newer contractors using umbrella companies.
Why choose CMME over other brokers?
20+ years' contractor mortgage expertise, FCA authorisation, and 8,593 positive reviews demonstrating superior service and market access.
Do you offer additional financial services?
Yes, including conveyancing, protection insurance, and holistic financial reviews with qualified advisers from our partner Contractor Wealth.
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