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"Keeping it Simple" - Your trusted mortgage advisors

At Top Mortgage Solutions, we pride ourselves on being a comprehensive mortgage and protection advisory firm. For over 15 years, we have been dedicated to providing our clients with expert advice on mortgages, protection, and insurance. As a regulated financial services business, we are committed to ensuring that our clients receive the highest level of service and guidance when it comes to managing their financial affairs.

Our Team

Our team of experienced mortgage and protection advisors understand that every client's situation is unique. You will work with the same advisor from initial contact, through to completion and beyond, ensuring that you receive tailored advice and guidance every step of the way. We believe in building long-term relationships with our clients, and we take the time to understand your financial goals and aspirations.

Our Services

We offer a wide range of services, including comprehensive mortgage advice, protection planning, and insurance solutions. Whether you are looking to purchase a new home, remortgage your existing property, or require insurance coverage, we have the expertise and resources to help you achieve your goals. Our services include:

  • Residential mortgages
  • Remortgaging
  • First-time buyer mortgages
  • Shared ownership mortgages
  • Buy-to-let mortgages
  • Adverse credit mortgages
  • Self-employed mortgage solutions
  • New build mortgages
  • Contractors' mortgage solutions
  • Equity release
  • Insurance protection
  • Life insurance
  • Critical illness insurance
  • Accident, sickness, and unemployment insurance
  • Income protection
  • Family income benefit
  • Buildings and contents insurance

Our Values

At Top Mortgage Solutions, we are committed to providing a high-quality service to our clients. We believe in being transparent, honest, and straightforward in all our dealings. We understand that every client's situation is unique, and we take the time to understand your financial goals and aspirations. We are dedicated to providing tailored advice and guidance, and we strive to build long-term relationships with our clients.

Our Regulatory Status

Top Mortgage Solutions Limited is an Appointed Representative of Mortgage Next Network Limited, which is authorized and regulated by the Financial Conduct Authority under reference number 300866 in respect of mortgage, insurance, and consumer credit mediation activities only.

Contact Us

To learn more about our services and how we can help you achieve your financial goals, please do not hesitate to get in touch. You can contact us by phone, email, or through our website. We look forward to helping you navigate the complex world of mortgages and protection.

Reviews
Positive: The reviewers praised Simon's exceptional customer service, expertise, and professionalism, with many describing their experience as "excellent", "first-class", and "stress-free".

Exceptional Customer Service and Expertise

All the reviews discussed praise Simon and T.M.S Mortgages for their exceptional customer service and mortgage expertise. The reviewers highlight Simon's excellent communication skills, professional approach, and ability to provide personalized advice and guidance throughout the mortgage application process. Many reviewers mention that Simon went above and beyond to find the best mortgage deals, handled complex situations with ease, and provided regular updates and support.

Adherence to Deadlines and Timely Communication

Several reviewers commended Simon for meeting deadlines and being prompt in his communication. He is described as being extremely responsive, responsive, and quick to answer questions and address concerns. This attention to detail and ability to stay on top of timelines ensured a smooth and stress-free experience for the reviewers.

Tailored Approach and Empathy

The reviewers' experiences demonstrate Simon's ability to understand their individual needs and circumstances. He is described as being patient, kind, and genuine, as well as understanding and empathetic. Simon's tailored approach and willingness to listen to his clients' concerns and questions helped build trust and confidence throughout the mortgage application process.

Professionalism and Expertise

All the reviewers praise Simon's expertise and professionalism. He is described as being knowledgeable, incredibly professional, and having a deep understanding of the mortgage market. Simon's ability to explain complex financial concepts in a clear and straightforward manner made the process easier to navigate for the reviewers.

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