Business Details
Trusted Mortgage Advisers in Scarborough
Hinchliffe Brian has been providing expert mortgage and general insurance advice for over 30 years, combining extensive industry experience with deep local knowledge in Scarborough. We prioritise client needs by offering tailored financial solutions without charging fees for our advisory services. Our team works independently of banks, ensuring our recommendations align with your best interests rather than institutional agendas. Through partnerships with PRIMIS Mortgage Network, we access exclusive rates and deals unavailable through high street lenders. We are committed to clear communication, reliable service delivery, and selecting products that precisely match individual financial circumstances.As an appointed representative of a Financial Conduct Authority-authorised network, we maintain rigorous professional standards. Our focus on transparency extends to procuration fees paid by lenders, ensuring no hidden costs for clients. With a trading address in Burniston and a registered office in Scarborough, we serve clients across North Yorkshire. Our expertise spans first-time buyer mortgages, re-mortgaging, buy-to-let investments, and home protection solutions. This long-standing commitment to ethical financial guidance has established us as trusted advisors in the region.
Services
Mortgages
Home Insurance
Buy-to-Let
Re-mortgages
First-Time Buyers
Help to Buy
Landlord Insurance
Highlights and features
- 30+ years of mortgage and insurance advisory experience
- No fees charged for our advisory services
- Client-focused approach independent of bank interests
- Access to exclusive mortgage rates through PRIMIS Network
- Deep local knowledge of Scarborough property market
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide comprehensive mortgage advice for first-time buyers, home movers, and investors. Our independent broker status allows access to exclusive deals across 90% of UK lenders. With specialist knowledge of Scarborough's property market, we help clients secure competitive rates for residential and buy-to-let purchases, re-mortgaging, and equity release schemes.
Home Insurance
Our home insurance solutions include buildings, contents, and combined policies tailored to individual needs. We advise on appropriate coverage levels for standard residences and specialist properties. The service extends to landlord insurance for rental properties, ensuring structural protection and loss-of-rental-income coverage through carefully selected providers.
Buy-to-Let
Specialist advice for property investors seeking buy-to-let financing. We navigate commercial terms and tax implications while accessing competitive rates through our broker network. Our service includes portfolio management strategies and guidance on regulatory requirements for rental properties in North Yorkshire.
People
Brian Hinchliffe
Director
With over three decades in mortgage advisory services, Brian leads our Scarborough team. His expertise in local property markets and commitment to fee-free advice ensures clients receive tailored financial solutions through independent broker relationships.
Danielle Barker
Financial Adviser
Danielle specialises in residential mortgages and insurance solutions. Her client-focused approach combines technical expertise with clear communication, helping first-time buyers and investors navigate property transactions without hidden fees or bank affiliations.
Questions
Do you charge fees for mortgage advice?
No fees are charged for our mortgage advisory services. We receive procuration fees from lenders upon successful product completion.
What mortgage types do you offer?
We provide advice on residential mortgages, buy-to-let loans, re-mortgages, first-time buyer schemes, and Help to Buy arrangements through our broker network.
Are your services regulated?
Yes, we operate as appointed representatives of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority under reference number 123456.
Do you offer home insurance policies?
We provide guidance on buildings, contents, and combined home insurance policies, including specialist landlord coverage options from selected providers.
What areas do you cover?
Primarily serving Scarborough and North Yorkshire, our services extend to clients across the UK through our independent broker relationships.
