Business Details
17 Years
experience
Expert Mortgage Advisors in York
Established in 2009, York Moneyman Mortgage Brokers has built a reputation as a trusted mortgage advisory service in York. Our team of experienced professionals specialises in providing tailored mortgage solutions for first-time buyers, home movers, and investors. With access to thousands of mortgage products across multiple lenders, we focus on delivering transparent, client-centric advice that simplifies the home-buying and remortgaging process. Our commitment to exceptional customer service is reflected in our 4.96-star rating from 212 reviews, with clients consistently praising our efficiency, expertise, and personalised approach.As an authorised and regulated firm by the Financial Conduct Authority, we maintain the highest standards of professionalism and ethical practice. Our innovative 24/7 mortgage monitoring service and free online calculators demonstrate our dedication to empowering clients with real-time financial insights. Through continuous market analysis and a deep understanding of lending criteria, we help clients secure competitive mortgage deals that align with their unique financial circumstances.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Self Employed Mortgages
Equity Release
Lifetime Mortgages
Bridging Loans
Help to Buy Schemes
Specialist Mortgages
Mortgage Calculators
Details
- Year established: 2009
Highlights and features
- Established in 2009 with 15+ years' combined experience in mortgage advisory
- Access to 1000s of mortgage deals across multiple lenders
- 24/7 mortgage monitoring service for ongoing client support
- Award-winning team with 4.96-star rating from 212 verified reviews
- FCA-authorised advisors providing transparent, fee-based mortgage advice
Associations and certifications
- Financial Conduct Authority
What people say
Brilliant service
Friendly and efficient
Highly knowledgeable team
Smooth process
Excellent support
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. We help clients navigate the buying process with expert guidance on government schemes like Help to Buy and Right to Buy. Our advisors provide clear explanations of affordability criteria and help maximise borrowing potential. We support clients through every stage from agreement in principle to completion.
Remortgage Advice
Comprehensive remortgaging services to help homeowners secure better rates or release equity. We analyse current mortgage terms and market options to identify cost-saving opportunities. Our team manages the entire process including valuation coordination and lender communication, ensuring minimal disruption for clients.
Buy to Let Mortgages
Tailored financing solutions for property investors. We provide expert advice on portfolio management, tax-efficient structures, and landlord insurance. Our services include cashflow analysis for rental income and guidance on specialist buy-to-let products from niche lenders.
Equity Release
Specialist advice for homeowners aged 55+ seeking to release property equity. We explain lifetime mortgage options and home reversion plans with clear illustrations of long-term implications. Our advisors help clients understand the impact on inheritance and means-tested benefits while finding suitable funding solutions.
Bridging Loans
Fast-access financing solutions for property transactions requiring quick completion. We connect clients with specialist lenders offering flexible terms for purchases, refurbishments, or auction bids. Our team explains the application process and helps prepare exit strategies for these typically 6-24 month loans.
People
Malcolm
Founder
With over 15 years' experience in mortgage advisory services, Malcolm established York Moneyman Mortgage Brokers in 2009 to provide transparent, customer-focused mortgage solutions. He leads the team in maintaining high service standards while developing strategic partnerships with specialist lenders across the UK.
Charlie
Mortgage Advisor
Certified mortgage advisor specialising in first-time buyer schemes and complex lending scenarios. Charlie has helped hundreds of clients secure mortgages since joining York Moneyman Mortgage Brokers, earning recognition for exceptional customer service through numerous client testimonials.
Questions
What mortgage options are available for first-time buyers?
We offer comprehensive advice on first-time buyer mortgages including government schemes like Help to Buy, Right to Buy, and Shared Ownership. Our advisors help clients understand deposit requirements, affordability criteria, and available incentives to make home ownership accessible.
Can I remortgage my property to fund home improvements?
Yes, we specialise in remortgaging solutions for home improvements. Our advisors assess your current mortgage terms, property value, and available equity to identify suitable products that can fund renovations while optimising your financial position.
Do you offer mortgage advice for self-employed individuals?
Yes, we have specialist mortgage advisors experienced in helping self-employed clients. We work with lenders that understand non-standard income structures and can help demonstrate your affordability through business accounts and tax returns.
How does the mortgage agreement in principle process work?
Our mortgage agreement in principle process takes 24 hours from initial consultation. We conduct a soft credit check to assess eligibility without affecting your credit score, then provide a formal document showing your borrowing potential to present to estate agents.
What are the benefits of using a mortgage broker instead of going direct to a bank?
As an independent broker, we access 1000s of mortgage products across multiple lenders that you wouldn't find by approaching banks directly. This broader market access combined with our expert advice helps clients secure more competitive rates and tailored solutions.
Can I get a mortgage with past credit issues?
Yes, we work with specialist lenders that consider applicants with adverse credit histories. Our advisors help clients understand deposit requirements, demonstrate financial responsibility, and find suitable mortgage products that match their specific circumstances.
