Business Details
We are The Mortgage Works, a specialist lender for buytolet mortgages. We have been supporting landlords for over 30 years, building deep expertise in the private rental sector. Our team of more than 700 dedicated professionals delivers personalised service to each of our 300,000 UK landlords. We focus on flexible lending solutions that adapt to portfolio size, firsttime status, company structure and multipleoccupation needs. We combine rigorous regulatory compliance with proactive risk assessment to protect both lenders and tenants. We provide comprehensive support beyond rates, offering articles, reports and guidance on evolving legislation.
We use transparent processes, ensuring every borrower understands the terms, costs and repayment options. We maintain a secure online platform that allows customers to manage payments, request further advances and switch deals at any time. We pride ourselves on swift problemsolving, resolving queries and documentation issues within days. We hold FCA registration (189623) and operate under Nationwide Building Society, guaranteeing professional standards. We are committed to client satisfaction, striving to maximise landlords financial outcomes while easing their regulatory burden.
We use transparent processes, ensuring every borrower understands the terms, costs and repayment options. We maintain a secure online platform that allows customers to manage payments, request further advances and switch deals at any time. We pride ourselves on swift problemsolving, resolving queries and documentation issues within days. We hold FCA registration (189623) and operate under Nationwide Building Society, guaranteeing professional standards. We are committed to client satisfaction, striving to maximise landlords financial outcomes while easing their regulatory burden.
Highlights and features
- We have 30+ years of buytolet mortgage expertise.
- We support over 300,000 UK landlords nationwide.
- Our team comprises 700+ specialist mortgage professionals.
- We provide tailored loans up to 80% property value.
- We publish uptodate regulation guidance for landlords.
Services
Buy to Let Mortgages
Buy to let mortgages are our core offering, backed by over 30 years of specialist experience. We provide tailored products for portfolio landlords, firsttime landlords, limited company landlords, selfemployed landlords and houses in multiple occupation, ensuring each meets regulatory and financial needs. Clients benefit from flexible terms, competitive rates and dedicated support throughout.
Further Advance
Further advance allows existing borrowers to increase equity, borrowing up to 80% of the propertys value. We assess each case against current market rates and the borrowers financial profile to offer a personalised solution. Clients gain additional capital for investment, property improvements or to refinance, all while maintaining manageable repayment terms.
Switch to New Deal
Switch to new deal online lets borrowers transition to the latest mortgage offers without a visit. We provide a secure platform that compares your current terms with our newest rates and features, simplifying the decision process. Clients experience a seamless switch, saving time and often securing better value and lower rates.
Manage Your Mortgage
Manage your mortgage online gives existing customers a dashboard to oversee payments, request further advances and switch deals. We enable instant access to documents, overpayment options and realtime balance updates, all through a userfriendly interface. This empowers landlords to maintain control, meet deadlines and optimise their financial strategy.
Mortgage Rates
Mortgage rates are updated regularly to reflect the latest market movements and our partnership with Nationwide Building Society. We provide transparent rate comparisons, allowing landlords to assess affordability against their portfolio and investment goals. Clients benefit from clear, reliable information that guides informed borrowing decisions.
