Business Details
18 Years
experience
Trusted Mortgage & Financial Advisers in Baildon
Established in 2008, Altogether Financial Solutions is a family-run business renowned locally for its outstanding service and client-first approach to mortgages, life cover, and general insurance. Our team of fully qualified mortgage professionals, holding CeMap certifications, provides home visits tailored to clients' schedules. We prioritise client confidentiality, deliver professional service, and build long-term relationships through tailored financial solutions.With 14 years of growth, we have become a competitive force in mortgage and insurance markets, supported by client referrals and word-of-mouth recommendations. Our success stems from proactive, sensible advice delivered in clear terms, ensuring clients navigate the ever-changing financial landscape effectively. We operate from Baildon, West Yorkshire, near Saltaire and Bingley 5 Rise Locks, offering accessible services for residential and commercial needs.
Services
Mortgages
Insurance Solutions
Bridging Loans
Equity Release
Business Protection
Details
- Year established: 2008
Highlights and features
- We have over 14 years of experience in mortgage and financial advisory services.
- Our team holds CeMap qualifications, ensuring expert mortgage advice.
- We offer home visits at times convenient for clients.
- Tailored financial solutions based on individual client needs.
- Recognised as finalists in the NatWest Mortgage Awards for Best Local Hero.
Associations and certifications
- Financial Conduct Authority (FCA)
- PRIMIS Mortgage Network
What people say
Outstanding service
Knowledgeable
Trustworthy
Reliable
Tailored solutions
Services
Mortgages
We provide expert mortgage advice for residential purchases, buy-to-let properties, and remortgaging. Our CeMap-qualified advisors offer tailored solutions, including first-time buyer schemes and equity release. Clients benefit from home visits and flexible scheduling to suit their needs.
Insurance Solutions
Our insurance services include building and contents cover, income protection, medical insurance, and life/critical illness policies. We assess individual needs to recommend bespoke protection plans, ensuring financial security for clients and their families against unforeseen events.
Bridging Loans
Bridging loans offer rapid access to funds for property purchases, auctions, or portfolio expansion. Features include no maximum loan size, transparent pricing, and no exit fees after the first month. We advise on suitability and secure competitive terms for clients.
Equity Release
Equity release allows homeowners to unlock cash from their property without selling. We provide guidance on lifetime mortgages and home reversion plans, ensuring clients understand implications and select options aligned with their retirement goals.
Business Protection
We refer clients to third-party specialists for business protection solutions, including key person insurance, shareholder protection, and loan repayment policies. These safeguards ensure financial stability for businesses in cases of critical illness, death, or asset loss.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let, remortgaging, equity release, and first-time buyer schemes with tailored advice.
Are your advisors qualified?
Yes, all mortgage advisors hold CeMap qualifications and offer home visits for client convenience.
Do you offer business protection?
We refer clients to third-party specialists for key person insurance, shareholder protection, and business loan safeguards.
What fees apply to mortgage advice?
Remortgage advice costs £595 (paid on completion); purchase mortgages cost £595 (split into £250 upfront and £345 on completion).
How do you ensure client confidentiality?
We maintain strict confidentiality through secure communication and tailored solutions aligned with individual client needs.
