Business Details
Your Trusted Mortgage Broker in Waltham Cross
Mortgage Broker Services operates as part of a larger financial advisory firm based in Waltham Cross, Hertfordshire, offering a personalised whole-of-market mortgage brokerage. With access to over 70 high street and specialist lenders, including exclusive deals unavailable to the public, the business specialises in complex mortgage scenarios such as large residential loans, bridging finance, and staircasing mortgages. The team, led by Specialist Mortgage Consultant Errol Hall, holds advanced qualifications like the Cert SMP, ensuring expertise in advising clients with non-standard financial circumstances. By handling all paperwork and leveraging efficient processes, the company secures mortgage agreements in principle within 24 hours for many clients.Out-of-hours appointments seven days a week cater to diverse client schedules, while partnerships with trusted conveyancers and estate agents provide holistic support. The business prioritises transparency, with no upfront fees, and maintains regulatory compliance through its affiliation with The Openwork Partnership, authorised and regulated by the Financial Conduct Authority. Client testimonials highlight Errol's professionalism, ability to secure competitive rates, and dedication to resolving complex cases, including buy-to-let conversions and properties with unique challenges. With years of experience and a focus on tailored solutions, the company has built a reputation for delivering seamless mortgage processes and long-term client relationships.
Services
First Time Buyer Mortgages
Buy to Let Financing
Remortgage Solutions
Large Residential Loans
Bridging Finance
Adverse Credit Mortgages
Right to Buy Mortgages
Staircasing Mortgages
Self-Employed Mortgages
Mortgage Protection
Highlights and features
- We offer access to 1,000+ exclusive mortgage deals unavailable direct-to-consumer
- Our Cert SMP qualified advisers specialise in complex mortgage scenarios
- Same-day mortgage agreement in principle available for eligible applicants
- Out-of-hours appointments seven days a week for flexible client support
- Proven track record securing competitive rates for first-time buyers and investors
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional service
Highly recommend
Seamless process
Outstanding results
Professional expertise
Services
First Time Buyer Mortgages
Specialist support for first-time purchasers navigating complex mortgage markets. We provide tailored advice on government schemes, deposit requirements, and competitive rate negotiations. Our service includes mortgage in principle approvals within 48 hours for properties with unique challenges, ensuring clients secure their ideal first home with optimal financing solutions.
Buy to Let Financing
Comprehensive guidance for property investors seeking residential and commercial buy-to-let mortgages. We specialise in portfolio management, tax-efficient structures, and securing favourable terms for multiple properties. Our expertise extends to converting owner-occupied properties to rental investments while maintaining compliance with evolving regulatory requirements.
Bridging Finance
Rapid-access funding solutions for property transactions requiring immediate financial commitments. We arrange bridging loans for purchases of unmortgageable properties, auction acquisitions, and development projects. Our network includes specialist lenders offering flexible terms for both regulated and unregulated bridging scenarios.
Adverse Credit Mortgages
Tailored mortgage solutions for applicants with credit challenges including CCJs, defaults, and IVAs. We work with niche lenders offering competitive rates based on individual circumstances, providing clear pathways to homeownership while ensuring realistic affordability assessments and long-term financial sustainability.
Mortgage Protection
Integrated risk management solutions safeguarding mortgage commitments against life's uncertainties. We offer term life insurance, critical illness cover, and income protection policies designed to protect both repayment and interest-only mortgages, ensuring financial security for dependants in challenging circumstances.
People
Errol Hall
Specialist Mortgage Consultant
Certified mortgage adviser with advanced qualifications (Cert SMP) specialising in complex cases. Errol has secured competitive mortgage rates for hundreds of clients, including challenging cases involving adverse credit, buy-to-let conversions, and high-value properties.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let financing, remortgaging, large residential loans, bridging finance, adverse credit mortgages, and staircasing mortgages for shared ownership properties.
Can you help with complex mortgage cases?
Yes, our advisers hold advanced qualifications to handle complex scenarios including adverse credit histories, self-employment income verification, and unique property types requiring specialist lenders.
How quickly can you secure a mortgage agreement?
Many clients receive mortgage agreements in principle within 24 hours through our direct access to 70+ lenders and streamlined application processes.
Do you offer out-of-hours appointments?
Yes, we provide flexible appointments seven days a week, including evenings, to accommodate working professionals and other scheduling needs.
Are your mortgage services regulated?
We operate as an appointed representative of The Openwork Partnership, which is authorised and regulated by the Financial Conduct Authority for mortgage and protection services.
What protection products do you offer?
We provide life insurance, critical illness cover, income protection, and family income benefit policies specifically designed to safeguard mortgage commitments against unforeseen circumstances.
