Business Details
Chartered Financial Planning Solutions in Colwyn Bay
We are independent financial planners who help individuals and businesses prepare for the future. Our client-focused firm, based in North Wales, provides tailored financial solutions across investments, pensions, mortgages, and commercial funding. As Chartered Financial Planners accredited by the Chartered Insurance Institute, we uphold the highest standards of excellence. Our team collaborates with solicitors, accountants, and other professionals to deliver holistic financial wellbeing strategies.With decades of combined experience, we prioritise transparency, professionalism, and long-term client relationships. Our services adapt to evolving client needs, ensuring financial plans remain aligned with personal and business goals. We operate under strict regulatory oversight from the Financial Conduct Authority, guaranteeing compliance and client protection.
Services
Financial Planning
Mortgages
Investments
Pensions
Commercial Funding
Highlights and features
- We hold Chartered Financial Planner status, awarded to only 10% of UK firms
- Our team includes specialists with over 20 years' experience in mortgage solutions
- We offer tailored financial strategies for both personal and business requirements
- We operate across multiple offices in North Wales and surrounding regions
- We have consistently received 5-star client reviews for our transparent service
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
What people say
Fantastic throughout
Excellent service
Very helpful
Stress-free process
Highly recommended
Services
Financial Planning
Our Chartered Financial Planners create tailored strategies for personal and business financial security. We assess current circumstances, future goals, and risk profiles to develop comprehensive plans covering investments, pensions, and tax-efficient solutions. With ongoing support and regular reviews, we ensure clients maintain financial stability through life's changing circumstances.
Mortgages
We provide independent mortgage advice for first-time buyers, home movers, and investors. Our specialists compare thousands of products to find competitive rates for residential and buy-to-let properties. From initial application to completion, we offer guidance on remortgaging, equity release, and self-build financing solutions across North Wales and beyond.
Commercial Funding
Our commercial finance team offers tailored funding solutions for business growth and investment. We arrange bridging finance, property development loans, invoice financing, and asset finance options. With access to specialist lenders, we help businesses secure funding for expansion, equipment purchases, or operational cash flow requirements.
Investments
We develop personalised investment strategies aligned with clients' risk tolerance and financial objectives. Our services include portfolio management, tax-efficient investing, and retirement-focused strategies. We provide ongoing monitoring and adjustments to ensure investment performance remains aligned with changing market conditions and personal circumstances.
Pensions
Our pension specialists help clients prepare for retirement through comprehensive planning services. We offer advice on workplace pensions, personal retirement accounts, and tax-efficient savings strategies. With expertise in pension consolidation and drawdown options, we ensure clients maximise their retirement income while maintaining regulatory compliance.
People
Carol Goodwin
Senior Financial Adviser
With over 15 years' experience in mortgage and financial planning, Carol specialises in complex residential and commercial funding solutions. She maintains strong relationships with local property professionals to benefit client transactions.
Ffion Berry
Mortgage Specialist
Ffion has helped hundreds of clients secure mortgages across North Wales since 2010. Her expertise includes first-time buyer schemes, remortgaging, and buy-to-let portfolio management with a focus on transparent communication.
Mark Davies
Commercial Finance Director
Mark leads our commercial funding team with 18 years' experience arranging business loans and investment financing. He specialises in property development finance and works closely with local entrepreneurs and SMEs.
Nisha Patel
Financial Planner
Nisha provides comprehensive financial planning advice, focusing on investment strategies and retirement planning. She holds advanced qualifications in tax-efficient savings and estate planning solutions.
Jordan Hughes
Mortgage Adviser
Jordan assists clients with residential and commercial mortgage applications, specialising in complex cases requiring bespoke solutions. He provides clear guidance throughout the entire mortgage process.
Questions
What qualifications do your financial advisers hold?
Our team includes Chartered Financial Planners with advanced qualifications from the Chartered Insurance Institute. All advisers maintain ongoing professional development to meet regulatory requirements.
How do you charge for mortgage advice?
We operate a transparent fee structure combining fixed fees and percentage-based charges relative to loan amounts. Full details are provided during your initial consultation.
Can you help with difficult mortgage cases?
Yes, we specialise in complex cases including self-employed applicants, adverse credit histories, and non-standard property types. Our lenders offer flexible underwriting criteria.
What areas do you cover?
We operate from five offices across North Wales, serving Colwyn Bay, Caernarfon, Porthmadog, Pwllheli, and surrounding regions with both in-person and remote consultations.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 418618, ensuring compliance with strict financial services standards.
Do you offer commercial property financing?
Yes, our commercial funding team arranges property development loans, bridging finance, and investment property mortgages for businesses across various sectors.
