Business Details
8 Years
experience
Trusted Mortgage Brokers in Mold, Flintshire
Established in 2018, Mortgage Milestones operates as a mortgage brokerage firm regulated by the Financial Conduct Authority through its affiliation with Stonebridge Mortgage Solutions Limited. Our team specialises in providing unrestricted access to mortgage products from a comprehensive panel of lenders, catering to first-time buyers, remortgagers, and property investors. We offer tailored advice on residential mortgages, buy-to-let financing, and property relocation strategies, alongside complementary protection services including life assurance and critical illness cover.Our advisory process incorporates detailed financial assessments, market analysis using advanced sourcing tools, and personalised recommendations based on individual client circumstances. As an appointed representative of a nationally recognised network, we maintain professional standards while delivering services through home visits, telephone consultations, and office appointments. Our fee structure typically incurs no charge for mortgage arrangement, with maximum fees capped at 1% of the mortgage amount, ensuring transparency in all client engagements.
Services
First Time Buyer Mortgages
Remortgaging Services
Buy to Let Mortgages
Moving Home Mortgages
Life Assurance Policies
Critical Illness Cover
Details
- Year established: 2018
Highlights and features
- We offer FCA-regulated mortgage advisory services with transparent fee structures
- Our whole-of-market panel provides access to thousands of mortgage products
- Home visits and telephone consultations available for client convenience
- Personalised financial assessments tailored to individual circumstances
- Comprehensive protection services including life and critical illness cover
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. We help navigate the complex market of fixed-rate and tracker mortgages, offering tailored recommendations based on individual financial circumstances. Our service simplifies the process of securing competitive rates while explaining government schemes and deposit requirements.
Remortgaging Services
Expert guidance for homeowners seeking better mortgage terms. We assess existing mortgage arrangements, identify potential savings through rate changes, and facilitate remortgaging for purposes including debt consolidation or home improvements. Our advice considers early repayment charges and long-term financial benefits.
Buy to Let Mortgages
Tailored financing solutions for property investors. We provide access to competitive buy-to-let mortgage products with specialist terms suited to rental income considerations. Our service includes market analysis and advice on portfolio management strategies for landlords seeking to expand their property investments.
Life Assurance Policies
Protective financial solutions ensuring mortgage security for dependants. We offer cost-effective life assurance policies that provide peace of mind through mortgage debt coverage in the event of unexpected death. Our advice considers individual family circumstances and long-term financial protection needs.
Critical Illness Cover
Insurance products safeguarding against financial hardship from serious health issues. We recommend policies that provide lump sum payments for mortgage reduction or debt clearance following diagnosis of specified critical illnesses, helping maintain financial stability during challenging times.
Questions
What mortgage fees do you charge?
Our mortgage arrangement fees typically range from 0-1% of the mortgage amount, with no hidden charges. Exact fees depend on individual circumstances.
Do you offer home visits for mortgage consultations?
Yes, we provide home visits across Mold and surrounding areas for convenient mortgage consultations at no additional cost.
Are your mortgage services regulated?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Limited, authorised and regulated by the Financial Conduct Authority.
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, and moving home mortgages, with access to thousands of products.
Do you offer insurance with mortgages?
Yes, we recommend life assurance and critical illness cover to protect mortgages against unforeseen circumstances, tailored to individual needs.
How does your mortgage application process work?
We assess your circumstances, research suitable products, submit applications, and guide you through the process to formal mortgage offers from lenders.
