Business Details
Your Trusted Mortgage & Insurance Brokers in Mold
UKI Financial Planning is an established mortgage and insurance brokerage serving Cheshire, North Wales, Staffordshire, and the Wirral. Our team of dedicated, experienced advisers operates independently of lenders and insurers, prioritising clients' needs to secure competitive deals tailored to individual circumstances. With over a century of combined expertise, we specialise in first-time buyer mortgages, remortgaging, buy-to-let investments, equity release, and bespoke insurance solutions. Our commitment to transparency, local market knowledge, and end-to-end support ensures a seamless experience for clients purchasing or refinancing properties. We pride ourselves on delivering impartial advice, no upfront fees, and a hassle-free process, reinforced by our regulatory compliance under the Financial Conduct Authority.Our advisers, including Managing Director Mark O'Brien and senior team members Ross Collinson and Steve Farr, offer home visits and personalised consultations to simplify complex financial decisions. Recognised for exceptional service, we have earned long-term client loyalty and numerous recommendations across Mold, Chester, Tarporley, and Nantwich. Our focus remains on building trust through expertise, ethical practices, and a deep understanding of evolving market dynamics to safeguard clients' financial futures.
Services
First Time Buyer Mortgages
Remortgages
Buy-to-Let Mortgages
Equity Release
Self-Employed Mortgages
Mortgage Protection Insurance
Income Protection Insurance
Critical Illness Cover
Family Protection Insurance
Bridging Loans
Highlights and features
- We offer independent, unbiased advice across the entire mortgage and insurance market.
- Our no upfront fees policy ensures transparent pricing with no hidden charges.
- We manage applications from start to finish, streamlining the process for clients.
- Our team has over 100 years of combined experience in mortgage and insurance solutions.
- We serve local communities across Mold, Chester, Tarporley, and Nantwich with tailored expertise.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic 2 Year Fixed rate
Saved us thousands
Best advice ever given
Professional and friendly
Hassle-free process
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process, offering competitive rates and tailored advice. Our team explains options like government schemes and deposit requirements while ensuring affordability. Clients benefit from our market-wide comparisons and no upfront fees policy.
Remortgages
Our remortgaging service helps clients secure better rates, release equity, or adjust terms. We analyse current deals against market options, handling legal work and valuations. Recent clients saved thousands through our free valuation and legal fee offers.
Buy-to-Let Mortgages
We provide competitive buy-to-let mortgage solutions for landlords and property investors. Our advisers compare specialist lenders, considering portfolio complexity and income requirements. Clients praise our expertise in securing deals that maximise rental yield potential.
Equity Release Mortgages
Our equity release specialists help retirees access property wealth without forced sales. We explain lifetime mortgage options and implications for inheritance planning. Advisers ensure clients understand interest roll-up mechanisms and suitability for long-term financial goals.
Mortgage Protection Insurance
We offer decreasing term insurance to match repayment mortgages and level term policies for interest-only loans. Our advisers assess coverage amounts to fully protect mortgages while balancing client budgets and family needs.
People
Mark O'Brien
Managing Director
BSc. CeMAP, CeRER qualified director with extensive mortgage industry experience. Leads UKI Financial Planning's strategic direction while maintaining hands-on client advisory roles.
Ross Collinson
Senior Adviser
CeMAP-certified senior adviser specialising in complex mortgage cases and protection products. Known for long-term client relationships and expertise in adverse credit solutions.
Steve Farr
Senior Adviser
CeMAP-qualified expert in first-time buyer mortgages and buy-to-let portfolios. Recognised for client-focused approach and market-leading deal sourcing capabilities across multiple lender panels.
Cara Johnson Tebble
Senior Administrator
Experienced administrator managing mortgage application logistics and client documentation. Ensures smooth transaction processes and regulatory compliance for all client cases.
Questions
How much can I borrow for a mortgage?
Your borrowing capacity depends on income, expenses, and credit history. Contact our advisers for a personalised affordability assessment.
Can I get a mortgage with bad credit?
Yes, we specialise in adverse credit mortgages. Our team will help you find suitable lenders and improve your application strength.
What insurance should I consider with a mortgage?
We recommend mortgage protection, life insurance, income protection, and critical illness cover to safeguard your home and family.
Do you offer equity release options?
Yes, we provide equity release mortgages to access property equity for retirement, with tailored advice on suitability and implications.
Are your mortgage advisers local?
Our team serves clients across Mold, Chester, Tarporley, and Nantwich, offering home visits and local market expertise.
