Business Details
26 Years
experience
Your Trusted Mortgage Advisers in Derby
Established in 2000, Mortgage Advice Bureau (MAB) is a leading UK mortgage intermediary dedicated to simplifying homeownership journeys. With a network of over 2,000 advisers and branches nationwide, we provide tailored mortgage solutions for first-time buyers, remortgagers, and buy-to-let investors. Our proprietary MIDAS platform enhances efficiency, while our commitment to innovation and customer-centric service has earned us over 200 national awards. Listed on the London Stock Exchange since 2014, we handle 25 billion in loans annually and prioritise transparency, with fees typically at 0.3% of the loan amount. Our team combines deep industry expertise with a passion for community impact through the MAB Foundation, supporting environmental, health, and poverty alleviation initiatives. 
Services
First Time Buyers
Remortgaging
Buy to Let
Mortgage for Over 50s
Income Protection
Critical Illness
Life Insurance
Online Will Writing
Debt Mortgages
Low Deposit Mortgages
Details
- Year established: 2000
Highlights and features
- We have over 25 years of experience in mortgage advisory services.
- Our network includes 2,000+ expert mortgage advisers nationwide.
- We utilise the advanced MIDAS platform for enhanced service efficiency.
- We are multi-award-winning brokers with over 200 national awards.
- We offer transparent fee structures with a typical rate of 0.3%.
Associations and certifications
- Financial Conduct Authority
- Feefo Platinum-rated
What people say
Excellent service
Helpful and professional
Smooth and efficient
Fantastic service
Highly recommend
Services
Mortgage Advice
Our expert advisers provide tailored mortgage solutions for all stages of homeownership. With access to a wide range of lenders, we help clients secure competitive rates for first-time purchases, remortgaging, or buy-to-let investments. Our transparent process includes detailed affordability assessments and ongoing support, ensuring clients understand all financial commitments and regulatory requirements.
First Time Buyers
Specialised guidance for first-time buyers navigating deposits, government schemes, and mortgage eligibility. We simplify complex processes, offering clear explanations of loan-to-value ratios, stamp duty implications, and long-term affordability. Our advisers prioritise stress-free experiences, with 98% of clients reporting increased confidence after consultations.
Remortgaging
We help homeowners optimise existing mortgages by analysing equity positions, interest rate changes, and penalty fees. Our comparative analysis identifies savings opportunities, whether through lower monthly payments or shorter loan terms. Clients benefit from our lender relationships, which often secure exclusive deals unavailable on high-street markets.
Buy to Let
Tailored financing solutions for property investors, including portfolio management and tax-efficient structures. We provide detailed cashflow projections, rental coverage assessments, and guidance on landlord-specific regulations. Our network includes specialists in new build developments and holiday let financing, ensuring comprehensive market coverage.
Income Protection
We offer customised income protection policies to safeguard against unexpected life events. Our advisers assess individual risk profiles, explaining policy terms, deferment periods, and exclusions. Coverage integrates seamlessly with mortgage plans, providing peace of mind through critical illness, disability, or unemployment scenarios while maintaining affordability.
People
Peter Brodnicki
Chief Executive Officer
CEO since 2001, Peter has grown MAB into the UK's most recognised mortgage brand. With oversight of 2,000+ advisers and 25 billion in annual loans, he focuses on innovation and market leadership.
Ben Thompson
Deputy Chief Executive Officer
With 30+ years in financial services, Ben leads corporate strategy and economic analysis. His expertise in government policy and first-time buyer schemes shapes MAB's market positioning and product development.
Felicity Barnett
New Build & Affordable Housing Partnerships Manager
Felicity specialises in new build market trends and affordable housing initiatives. With 20+ years in financial services, she develops partnerships with developers and lenders to expand accessible homeownership options.
Rachel Geddes
Strategic Lender Relationships Director
Rachel manages lender partnerships and specialist lending solutions. Her 20-year career includes roles at Santander and Countrywide, focusing on complex cases and broker education programs.
Steve Humphries
Proposition Director - Mortgages
Steve oversees mortgage product development, including equity release and later-life lending solutions. His background in sales development ensures offerings align with evolving customer needs and market conditions.
Questions
What types of mortgages do you offer?
We provide first-time buyer, remortgage, buy-to-let, later-life, and specialist mortgages for complex cases, including self-employed applicants and those with credit challenges.
How much can I borrow for a mortgage?
Typically 4-4.5 times your annual income, depending on expenses. Use our online calculator to estimate borrowing capacity based on current lender criteria.
Do you charge fees for mortgage advice?
Yes, fees range up to 1% of the loan amount, with a typical rate of 0.3%. We disclose all costs upfront before starting any advisory work.
Can I get a mortgage with existing debts?
Yes, we help clients with debts improve credit scores and demonstrate affordability. Our advisers specialise in complex cases and work with lenders offering flexible criteria.
How long does the mortgage process take?
Average processing time is 6-8 weeks from application to completion. We provide online tracking tools and regular updates to keep you informed throughout the process.
What protection products should I consider with a mortgage?
We recommend income protection, life insurance, and critical illness cover to safeguard your home against unforeseen circumstances. Our advisers tailor recommendations to your personal circumstances.
