Business Details
Your Trusted Financial Advisers in Derby
Crystal Clear Financial Planning was established to provide expert financial guidance tailored to individual client needs. Our team of specialists offers impartial advice on mortgages, insurance, and protection solutions, ensuring clients receive market-leading deals suited to their circumstances. With advisers operating across Derbyshire, Nottinghamshire, Leicestershire, Birmingham, Manchester, and Surrey, we deliver nationwide coverage while maintaining a personal approach.Our partnerships with Chrysalis Wealth Management and The Secure Wills Company enable comprehensive financial planning, including pensions, equity release, and estate management. We prioritise transparency, building long-term trust through our commitment to finding optimal solutions for every client's financial future.
Services
Mortgages
Protection & Insurance
Wills & Estate Planning
Equity Release
Pensions & Investments
Highlights and features
- We offer independent mortgage advice with access to the whole market
- Our advisers hold professional qualifications in financial planning
- We provide tailored solutions through partnerships with specialist providers
- Our team maintains local expertise across multiple UK regions
- We combine mortgage expertise with comprehensive financial planning services
Associations and certifications
- Financial Conduct Authority
What people say
Smooth process
Exceptional service
Great communication
Timely updates
Personalised approach
Services
Mortgage advice
Our independent mortgage advisers search the entire market to find competitive deals tailored to your circumstances. We provide expert guidance on all mortgage types including fixed rate, tracker and buy-to-let options. Our FCA-regulated service ensures transparent advice with clear fee structures.
Protection insurance
We offer comprehensive protection solutions including life insurance, critical illness cover and income protection policies. Our specialists work with leading providers to create tailored safety nets that safeguard your family's financial future against unexpected events.
Equity release
Partnering with award-winning specialists, we provide equity release solutions that unlock home equity while protecting your long-term interests. Our advisers explain lifetime mortgages and home reversion plans with clear explanations of associated risks and benefits.
Wills & estate planning
Through our partnership with The Secure Wills Company, we offer expert estate planning services that ensure your wishes are documented. Our approach combines legal requirements with personal considerations to create comprehensive inheritance strategies.
Pensions & investments
Our sister company Chrysalis Wealth Management provides specialist advice on pensions, savings and investment strategies. They create tailored plans that align with your retirement goals while considering market risks and tax implications.
Questions
What mortgage types do you advise on?
We cover all mortgage types including fixed rate, tracker, variable, buy-to-let, and specialist mortgages. Our advisers explain each option's pros and cons to find your best fit.
Do you charge fees for mortgage advice?
Yes, our mortgage advice carries an upfront fee of £199, with total fees up to £498 depending on your specific requirements and transaction complexity.
Can you help with equity release?
Yes, we partner with award-winning equity release specialists to provide regulated advice on lifetime mortgages and home reversion plans tailored to retirement needs.
Do you offer conveyancing services?
Yes, we provide professional conveyancing through our partner Sort Refer, offering seamless property transaction support alongside our mortgage services.
What protection policies do you offer?
We provide life insurance, critical illness cover, income protection, and business protection policies through major UK providers to create comprehensive financial safety nets.
Do you provide pension advice?
Yes, our sister company Chrysalis Wealth Management offers specialist pension advice covering retirement planning, savings strategies and investment management solutions.
