Business Details

7 Years

experience

At Fee Free Mortgage Broker, we provide independent, whole of market mortgage advice throughout the UK without charging our clients broker fees. Since 2019, we have helped thousands of customers explore suitable mortgage options, whether purchasing their first property, moving home, remortgaging or investing in buy-to-let accommodation. Our experienced advisers compare thousands of mortgage products from a wide range of lenders, recommending arrangements that reflect individual financial circumstances, borrowing requirements and property objectives. We are authorised and regulated by the Financial Conduct Authority, with registration number 1011890.

Our comprehensive services include mortgages for first-time buyers, home movers, self-employed applicants, contractors and individuals with complex income arrangements or credit history concerns. We assess affordability, explain borrowing limits, arrange Agreements in Principle and manage applications through to completion. Existing homeowners can also request mortgage reviews or explore refinancing opportunities. Unlike brokers who charge additional advice fees, we receive commission directly from lenders following mortgage completion. Our nationwide service is available online, by telephone or through video consultations, allowing clients to obtain professional guidance wherever they live. We remain committed to providing transparent recommendations, practical assistance and dedicated support throughout the mortgage process.

Details

Year established: 2019

Highlights and features

We provide completely fee-free mortgage advice throughout the UK.
Our whole-of-market approach compares thousands of available mortgage products.
We offer FCA-regulated guidance tailored to your individual circumstances.
We assist first-time buyers, home movers and property investors.
Our experienced advisers support complex incomes and self-employed applicants.
We manage mortgage applications from initial consultation through completion.

Payment methods

Cash
Debit cards
Credit cards

Website

Services

First Time Buyer Mortgages

Our first-time buyer mortgage service combines professional advice with comprehensive market access at no broker fee. We recognise that every applicant has different financial circumstances, including those who may not meet standard lending criteria. By comparing available mortgage products, we identify suitable options. We also oversee administration and maintain communication with everyone involved.

Home Mover Mortgages

We assist homeowners with mortgage decisions when purchasing another property, regardless of their reasons for moving. Our service includes examining existing mortgage portability, alternative lending arrangements and remortgaging opportunities. After understanding your individual circumstances and objectives, we search lenders throughout the market for suitable solutions. Our professional advice is FCA-regulated, with no brokerage fees or hidden expenses.

New Build Mortgage Advice

We provide specialist mortgage advice for customers purchasing newly built homes, completely free of broker fees. Our whole-of-market approach enables us to identify suitable mortgage products while considering the specific requirements of new build properties. We work with leading UK housebuilders, manage your application and coordinate with relevant parties to meet important deadlines.