Business Details
33 Years
experience
Trusted Mortgage & Insurance Brokers in Bourne
Established in 1993, David List Mortgage Consultants is a family-run independent brokerage dedicated to providing expert financial advice tailored to individual needs. Our services encompass residential and commercial mortgages, protection insurance, and general insurance solutions. Regulated by the Financial Conduct Authority (FCA), we prioritise building lasting client relationships through a personal approach. With over three decades of industry experience, we offer free, impartial advice and flexible appointment times, including evenings and weekends.Our team specialises in navigating complex mortgage markets, including first-time purchases, buy-to-let properties, and equity release schemes. We maintain transparency in all dealings, ensuring clients understand the implications of financial decisions. Our commitment to the SHIP code of conduct guarantees fair presentation of equity release plans, with legal safeguards for clients. By combining local market knowledge with national regulatory compliance, we deliver reliable financial solutions to residents of Bourne and surrounding areas.
Services
Mortgage Advice
Protection Insurance
General Insurance
Equity Release
Buy-to-Let
Details
- Year established: 1993
Highlights and features
- We are a family-run brokerage with 30+ years of local market expertise
- Our FCA regulation ensures compliance with strict financial service standards
- We provide completely free mortgage and insurance advice
- Flexible appointments available including evenings and weekends
- We adhere to the SHIP code of conduct for transparent equity release plans
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Advice
We provide expert guidance on residential mortgage options including first-time purchases, remortgages, and adverse credit scenarios. Our FCA-regulated advisors help clients navigate loan terms, interest rates, and repayment structures. With access to multiple lenders, we secure competitive deals tailored to individual financial circumstances.
Buy-to-Let Mortgages
Specialist advice for property investors covering rental income requirements, deposit thresholds, and tax implications. We explain the differences between residential and buy-to-let financing, including higher interest rates and stricter affordability checks. Our guidance includes property management considerations and long-term investment strategies.
Equity Release
We explain tax-free equity release options for homeowners aged 55+, including lifetime mortgages and home reversion plans. Our advisors clarify how interest compounds over time, the impact on inheritance, and eligibility criteria. We ensure clients understand the SHIP code of conduct protections and legal requirements.
Protection Insurance
Expert advice on life insurance, critical illness cover, and income protection policies. We help clients assess appropriate coverage levels based on family needs and financial commitments. Our independent status allows comparison across providers to find suitable risk-mitigation solutions.
General Insurance
We arrange buildings and contents insurance for residential properties, including landlord-specific policies. Our advice covers coverage limits, excess amounts, and additional protections like accidental damage. We help clients understand policy terms and make informed decisions about risk management.
Questions
Who are David List Mortgage Consultants Ltd?
We are a family-run, FCA-regulated mortgage and insurance brokerage established in 1993, providing tailored financial advice.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under firm number 472649.
What services do you provide?
We offer mortgage advice, protection insurance, general insurance, equity release solutions, and buy-to-let mortgage services.
Do you charge for financial advice?
No, our mortgage and insurance advice is completely free of charge.
When are appointments available?
We offer flexible appointments including evenings and weekends to accommodate client schedules.
