Business Details
18 Years
experience
Trusted Mortgage & Insurance Advisers in Colchester
Based in Birch near Colchester, Tapper Financial Services has been providing tailored mortgage and insurance solutions since 2008. Our family-run business prioritises understanding clients' unique circumstances to deliver affordable, protected mortgage recommendations and comprehensive insurance coverage. We serve clients across Colchester, East Anglia, London, and throughout England and Wales, with a commitment to transparency and client-centric service. Partners Martin Tapper and Loess Overbury-Tapper bring extensive expertise, combining formal qualifications in economics and languages with hands-on experience in financial services. Our approach integrates a wide lender panel to secure competitive deals while managing applications from start to finish.We actively support local communities through initiatives like Project MIND, donating 50 per successful client referral to mental health support in North East Essex. Recognised for our five-star Google reviews, we offer free initial consultations and maintain FCA authorisation through our association with PRIMIS Mortgage Network. Our services extend beyond mortgages to include life, critical illness, and income protection insurance, with no fees charged for insurance advice. We also co-organise the Colchester Business Network, fostering local business connections through free networking events.
Services
Mortgage advice
Insurance solutions
First-time buyers
Remortgaging
Buy-to-let mortgages
Details
- Year established: 2008
Highlights and features
- We provide tailored mortgage recommendations with affordability guarantees
- Our FCA-authorised advisors ensure regulatory compliance and client protection
- No fees charged for insurance advice or arrangement
- We support mental health initiatives through Project MIND donations
- Local expertise serving Colchester, East Anglia, and nationwide clients
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Expert advice
Personalised approach
Successful outcomes
Services
Mortgage advice
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, and buy-to-let investments. Our FCA-regulated advisors access a full market panel to secure competitive rates while managing applications end-to-end. Clients receive protected recommendations ensuring affordability and long-term suitability.
Insurance solutions
Our insurance services include life, critical illness, income protection, and business cover options. We tailor policies to protect clients' financial security against unforeseen circumstances while offering free advice with no arrangement fees. Coverage extends to buildings, contents, and specialist business requirements.
First-time buyers
Specialist support for first-time property purchasers guides clients through mortgage selection, affordability assessments, and application processes. We explain government schemes and help secure competitive rates while ensuring long-term financial sustainability through regulated advice.
Remortgaging
We help homeowners review existing mortgages to identify better rates or terms. Our service includes market analysis, affordability checks, and application management to release equity or reduce payments while maintaining financial protection.
Buy-to-let mortgages
Specialist buy-to-let mortgage advice covers portfolio management, tax-efficient structures, and landlord insurance. We connect investors with lenders offering competitive rates for rental property acquisitions and portfolio expansion across residential and commercial property sectors.
People
Martin Tapper
Partner
Certified Mortgage and Insurance Advisor with economics degree. Co-founder of Colchester Business Network. Tennis enthusiast and local community advocate with 15+ years' experience in financial services.
Loess Overbury-Tapper
Partner
French and Italian graduate co-running Tapper Financial Services. Charitable trustee for Birch InSpire. Organises Colchester Business Network meetings. Experienced in financial advisory services and community engagement.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer, remortgage, buy-to-let, and residential mortgages across Colchester and nationwide.
Are your services regulated?
Yes, we're FCA-authorised through PRIMIS Mortgage Network, ensuring compliance with financial regulations and client protection.
Do you charge for insurance advice?
No fees apply for insurance advice or policy arrangements – our insurance services are provided free of charge.
What areas do you cover?
We serve Colchester, East Anglia, London, and clients throughout England and Wales from our Birch office.
How does Project MIND work?
We donate £50 to Mid & North East Essex MIND for every successful client referral to support youth mental health initiatives.
Can I get a free consultation?
Yes, we offer free initial consultations for both mortgage and insurance services with no obligation to proceed.
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