Business Details
28 Years
experience
Expert Mortgage Brokers in Leicester | Meridian Mortgages
Meridian Mortgages has been dedicated to helping individuals and families achieve their dream of homeownership for over 25 years. As specialists in mortgage advice, we leverage our extensive industry knowledge and access to a comprehensive range of UK mortgage products, including exclusive deals, to tailor solutions to our clients' unique circumstances. Our team of expert advisers prioritises transparency, offering clear guidance on fees, which typically amount to 99 or up to 1% of the loan value. We have built a reputation for simplifying the mortgage process through innovative tools like our Home Buying App, which provides affordability calculators, savings planning, and expert advice.Our focus on new build properties and protection coverage ensures clients receive holistic support, from initial consultation to final purchase. With a commitment to E-E-A-T principles, we maintain regulatory compliance under the Financial Conduct Authority and prioritise client education through resources on remortgaging, first-time buyer anxiety, and green mortgages. Our Leicester-based team combines local market expertise with nationwide product access, ensuring clients receive both personalised service and competitive options.
Services
Mortgage Advice
New Build Mortgages
Remortgaging
Protection Coverage
Mortgage Calculators
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in mortgage advisory services.
- Our team provides access to exclusive UK mortgage deals and new build expertise.
- We offer a free Home Buying App for affordability calculations and savings planning.
- Transparent fee structure with typical costs at 99 per transaction.
- Regulated by the Financial Conduct Authority for client protection.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service provides tailored guidance on securing competitive mortgage deals. With access to exclusive UK-wide products, we help clients navigate affordability assessments, new build purchases, and remortgaging options. Our FCA-regulated advisers prioritise transparency, explaining fees (typically 99) and ensuring clients understand repayment terms. This service caters to first-time buyers, property investors, and those seeking protection coverage.
New Build Mortgages
Specialist new build mortgage advice addresses the unique requirements of purchasing newly constructed homes. We explain developer incentives, warranty schemes, and deposit contribution options. Our team simplifies the process of securing financing for off-plan purchases, ensuring clients understand timelines, valuation requirements, and potential risks associated with new developments.
Remortgaging
Our remortgaging service helps homeowners secure better rates or release equity from their properties. We assess current mortgage terms, credit profiles, and market conditions to identify suitable deals. The process includes affordability checks, fee comparisons, and guidance on early repayment charges, ensuring clients make informed decisions to reduce costs or fund home improvements.
Protection Coverage
We offer comprehensive protection coverage solutions, including life insurance, critical illness cover, and income protection. These products safeguard clients against financial hardship from unforeseen circumstances. Our advisers explain policy terms, payout structures, and how coverage integrates with mortgage obligations, ensuring families remain protected against income loss or medical emergencies.
Mortgage Calculators
Our suite of online mortgage calculators includes affordability, repayment, and stamp duty tools. These free resources help clients estimate borrowing capacity (typically 4-4.5x annual income), monthly payments, and tax liabilities. The calculators provide instant insights to inform budgeting decisions and prepare for the mortgage application process.
Questions
How do mortgage affordability calculations work?
Our calculators assess income, outgoings, and credit history to estimate borrowing capacity, typically 4-4.5 times annual salary, while explaining repayment terms and fees.
What fees apply to mortgage advice?
A typical fee of £99 covers our advisory services, with transparent explanations of any additional costs related to specific mortgage products or transactions.
Why use a mortgage adviser for new builds?
Our specialists explain new build warranties, developer incentives, and deposit schemes, ensuring clients understand timelines, valuation requirements, and potential risks.
How does the Home Buying App help?
The app provides affordability tools, savings planning features, and expert advice articles to help users track their home-buying journey and prepare for mortgage applications.
What protection coverage options exist?
We offer life insurance, critical illness cover, and income protection policies to safeguard against financial risks, explaining payout structures and how they integrate with mortgage obligations.
Can I remortgage with bad credit?
Our advisers assess individual circumstances to identify suitable remortgaging options, explaining how credit history impacts rates and available products.
